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1575 Moonbeam Lane

Btop 30%

Chula Vista, CA 91915

$829,000
NEW — 0d
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,965/mo full cashflow at 20% down, 7.49% rate.

Works at $444,619 (46% under asking), or at 72% down.

Rent $4,801/mo from 11 leases of 3–5 bed houses within 1 mi ($4,286–$4,819).

Beds

4

Baths

2.5

Sqft

2,075

Year Built

2005

Days on Market

0

Property Type

Single Family

HOA/mo

$267

MLS ID

PTP2608205

This property is in Chula Vista (91915). Browse neighborhood analytics →

About This Property

Spacious, bright 4-bedroom home in the desirable Winding Walk community of Eastlake! Freshly painted with new flooring in select areas, this inviting home offers a refreshed feel and abundant natural light. Enjoy a convenient location near highly regarded schools, neighborhood parks, and walking paths. Otay Ranch Town Center is close by, offering shopping, restaurants, a movie theater, and everyday essentials. A wonderful opportunity to enjoy comfort and convenience in eastern Chula Vista!

Mortgage Calculator

Est. Monthly Payment

$5,970

Principal & Interest$4,633
Property Tax$829
Insurance$242
HOA$267
%($165,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Camarena (Enrique S.) Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Olympian High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

50B
Est. Monthly Rent
$4,801

11 leases of 3–5 bed houses within 1 mi · $4,286–$4,819

Blended 50/50 with the zip's market median ($5,090)

Monthly Cashflow

Rent − PITIA

-$1,170
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,965

What would make this work?

$2,965/mo short at 20% down; 72% down or +$3,850/mo rent closes it.

Break-even price

46% under asking

$444,619
Break-even rent

$3,850/mo above the estimate

$8,651/mo
Cashflow at 35% down
−$2,096/mo
Down payment to break even

$596,880 cash

72%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,633
Cap Rate
2.76%
Cash-on-Cash
-21.46%
DSCR

Need ≥ 1.25 for DSCR loan

0.80

NOI (Annual)
$22,896
Price-to-Rent

Lower = better for investors

14.4

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,965/mo