2607 Cactus Trail Lane
Ctop 80%Chula Vista, CA 91915
Pass at asking: -$4,167/mo full cashflow at 20% down, 7.49% rate.
Works at $448,617 (55% under asking), or at 81% down.
Rent $4,672/mo from 11 leases of 4-bed houses within 1 mi ($4,051–$4,599).
Beds
4
Baths
3
Sqft
1,856
Year Built
2002
Days on Market
1
Property Type
Single Family
HOA/mo
$137
MLS ID
PTP2608109
This property is in Chula Vista (91915). Browse neighborhood analytics →
About This Property
Welcome home to 2607 Cactus Trail Lane, a beautifully refreshed residence where modern updates meet effortless comfort. This 4-bedroom, 3-bathroom home spans 1,856 square feet of living space that feels bright, airy, and completely rejuvenated. Step inside to discover a seamless flow highlighted by Luxury Vinyl Plank (LVP) flooring that runs throughout the entire home—offering both high-end style and everyday durability. The interior and exterior have been recently painted in a crisp, contemporary palette, providing a clean slate for your personal touch. With all the heavy lifting already done, this home is truly move-in ready. The layout is designed for easy living, with plenty of room to spread out and enjoy. Beyond the front door, you are perfectly positioned to enjoy the best of the community. The backyard is low-maintenance with a stamped concrete patio and patio cover. This home is located within top-rated Eastlake schools and is just a short walk away from the community pool, local Little League fields, and the neighborhood park, making it easy to enjoy the vibrant Chula Vista lifestyle.
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Est. Monthly Payment
$6,941
Location
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Comparable Properties
5 comps foundThis Property
$4,672
Comp Average
$4,468
1859 Posh Lane
4bd / 3ba · 1,681 sqft · Single Family
$779K
Est. $4,569/mo
1526 Caminito Sicilia
3bd / 2.5ba · 1,810 sqft · Single Family
$745K
Est. $4,173/mo
1653 Moonbeam Ln
3bd / 2.5ba · 1,870 sqft · Single Family
$790K
Est. $4,239/mo
2362 Arbor View Street
3bd / 2.5ba · 2,150 sqft · Single Family
$999K
Est. $4,482/mo
1437 Caminito Sicilia
4bd / 4ba · 2,230 sqft · Single Family
$1.05M
Est. $4,877/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 4-bed houses within 1 mi · $4,051–$4,599
Blended 50/50 with the zip's market median ($5,076)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,167/mo short at 20% down; 81% down or +$5,412/mo rent closes it.
- Break-even price
- $448,617
- Break-even rent
- $10,084/mo
- Cashflow at 35% down
- −$3,131/mo
- Down payment to break even
- 81%
- Rate to break even
- Not reachable
55% under asking
$5,412/mo above the estimate
$801,090 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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