1574 Loma Alta

1574 Loma Alta

D

San Marcos, CA 92069

$1,295,000
NEW — 2d on market

Soft Appraisal Value: $1,274,800 · 1.6% above estimate

Beds

4

Baths

2.5

Sqft

3,075

Year Built

2004

Days on Market

2

Property Type

Single Family

HOA/mo

$131

MLS ID

260007897SD

View on MLS

Description

Welcome to this exceptional residence in the highly desirable Santa Fe Hills community of San Marcos, where timeless architecture meets modern comfort and coastal breezes. A grand entry with soaring ceilings sets the tone, complemented by elegant architectural details including graceful arches and expansive living spaces. The versatile downstairs room offers endless possibilities as a guest suite, executive office, or playroom. A formal dining room flows seamlessly into a spacious open-concept great room, ideal for both everyday living and entertaining. The gourmet kitchen is designed for the culinary enthusiast, featuring abundant counter space, a generous center island, and a walk-in pantry, perfectly positioned to overlook the main living area. Upstairs, the oversized primary suite is a true retreat, offering a private sitting area, space for a home office, a large walk-in closet, dual vanities, and a luxurious soaking tub.Three additional generously sized bedrooms share a beautifully remodeled bath, while a spacious upper-level landing provides added flexibility and abundant storage. Additional upgrades include newer HVAC and fully paid solar for enhanced efficiency. Enjoy serene views stretching toward the ocean, accompanied by refreshing coastal breezes—an ideal blend of comfort, style, and Southern California living.

Mortgage Calculator

Est. Monthly Payment

$8,352

Principal & Interest$6,548
Property Tax$1,295
Insurance$378
HOA$131
%($259,000)
%

Investment Score

2D
Est. Monthly Rent
$4,623
Monthly Cashflow

Rent − PITIA

$-3,729
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,872

Mortgage (P+I)
$6,548
Cap Rate
0.63%
Cash-on-Cash
-27.20%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$12,249

NOI (Annual)
$8,119
Price-to-Rent

Lower = better for investors

23.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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