1544 Indian Summer Rd

1544 Indian Summer Rd

D

San Marcos, CA 92069

$830,000

Beds

3

Baths

2

Sqft

1,241

Year Built

1972

Days on Market

30

Property Type

Single Family

HOA/mo

N/A

MLS ID

260005375SD

Description

Located on a peaceful, low-traffic street near a cul-de-sac, 1544 Indian Summer Rd presents a thoughtfully renovated interior paired with inviting indoor–outdoor living. The home opens to a bright, open-concept living space where wide plank flooring, recessed lighting, and clean modern finishes create a warm and cohesive atmosphere. The living and dining areas flow naturally into the updated kitchen, which features light beige cabinetry, quartz countertops, stainless steel appliances, modern hardware, and a spacious center island designed for both everyday living and entertaining. The renovation was carefully executed with cohesive finishes and attention to detail throughout, creating a move-in ready space that feels both modern and comfortable. Large windows and sliding doors bring in abundant natural light while connecting the interior to the backyard. Outside, a covered pavilion and expansive patio create an inviting setting for gatherings and outdoor dining. The terraced hillside provides a private backyard setting while adding depth and character to the landscape.

Mortgage Calculator

Est. Monthly Payment

$5,269

Principal & Interest$4,197
Property Tax$830
Insurance$242
%($166,000)
%

Investment Score

4D
Est. Monthly Rent
$3,461
Monthly Cashflow

Rent − PITIA

$-1,808
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,296

Mortgage (P+I)
$4,197
Cap Rate
1.30%
Cash-on-Cash
-23.82%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$7,741

NOI (Annual)
$10,816
Price-to-Rent

Lower = better for investors

20.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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