1553 Chert Dr
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1553 Chert Dr

D

San Marcos, CA 92078

$999,000
NEW — 1d

Beds

3

Baths

2.5

Sqft

1,459

Year Built

2011

Days on Market

1

Property Type

Single Family

HOA/mo

$270

MLS ID

260009858SD

This property is in San Marcos (92078). View neighborhood stats →

About This Property

OPEN HOUSE 5/9/2026 1-4PM!! Welcome to this DETACHED home with an ASSUMABLE VA LOAN under 3%—ask for details!!! This home perfectly blends comfort, functionality, and lifestyle. Inside, you’ll find a bright and airy layout enhanced by soaring ceilings and expansive windows that fill the home with natural light. With three spacious bedrooms plus a dedicated office, it’s ideal for today’s flexible work-from-home needs. The multi-level floor plan creates a natural separation of space, making it easy to balance work, relaxation, and entertaining. Storage is abundant, featuring a 2.5-car garage and additional outdoor storage, along with the bonus of extra parking—a rare find. Step outside to your own private yard retreat, complete with a charming fountain and twinkle lights, perfect for unwinding or hosting under the stars. Located in a gated, welcoming community that feels like a private cul-de-sac, this home enjoys one of the best spots in the neighborhood—directly across from the pool, guest parking, and BBQ area. Plus, you’ll love the convenience of being able to stroll to The Village for coffee or dinner and easily walk the kids to school. This is more than just a home—it’s a lifestyle designed for ease, connection, and everyday enjoyment. 10 THINGS I LOVE MOST ABOUT THIS PROPERTY: 1. Assumable VA loan, even if you aren’t a veteran ~ ask me DETAILS! 2. Ask me about the extra parking & extra OUTDOOR storage! 3. Enjoy PRIVATE outdoor yard space w/fountain & twinkle lights 4. Garage is equal to 2.5 car garage for GREAT STORAGE! 5. 3 bedrooms PLUS a separate office, ideal for work at home! 6. The natural light that streams in from large windows and high ceilings 7. Most excellent location across from pool, guest parking and BBQ’s! 8. LOVE to walk to The Village for coffee or dinner & walk your kids to school! 9. GATED-Our neighborhood is warm and inviting, lives like a cul-de-sac! 10. Multi-level living lends itself well to sharing space for work and home

Mortgage Calculator

Est. Monthly Payment

$6,612

Principal & Interest$5,051
Property Tax$999
Insurance$291
HOA$270
%($199,800)
%

Location

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Investment Score

19D
Est. Monthly Rent
$4,266
Monthly Cashflow

Rent − PITIA

$-2,345
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,159

Mortgage (P+I)
$5,051
Cap Rate
1.07%
Cash-on-Cash
-24.98%
DSCR

Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$9,668

NOI (Annual)
$10,708
Price-to-Rent

Lower = better for investors

19.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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