1521 Temple Heights Drive

1521 Temple Heights Drive

D

Oceanside, CA 92056

$499,000
NEW — 4d on market

Beds

2

Baths

1

Sqft

944

Year Built

1979

Days on Market

4

Property Type

Single Family

HOA/mo

$125

MLS ID

NDP2602856

Description

Opportunity awaits in Oceanside’s desirable 55+ community! This home sits in a peaceful, well-established neighborhood close to everyday conveniences and coastal living. More sq.footage with dining room addition. This property offers great potential and is ready for your personal touch.

Mortgage Calculator

Est. Monthly Payment

$3,293

Principal & Interest$2,523
Property Tax$499
Insurance$146
HOA$125
%($99,800)
%

Investment Score

11D
Est. Monthly Rent
$3,158
Monthly Cashflow

Rent − PITIA

$-135
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,277

Mortgage (P+I)
$2,523
Cap Rate
3.00%
Cash-on-Cash
-15.36%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.96
Break-even Rent
$4,817

NOI (Annual)
$14,950
Price-to-Rent

Lower = better for investors

13.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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