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1521 Temple Heights Drive
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1521 Temple Heights Drive

A

Oceanside, CA 92056

$470,000

Soft Appraisal Value: $465,100 · 1.1% above estimate

Beds

2

Baths

1

Sqft

944

Year Built

1979

Days on Market

46

Property Type

Single Family

HOA/mo

$125

MLS ID

NDP2602856

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Welcome to Peacock Hills, one of Oceanside’s most desirable 55+ communities, where coastal living meets simplicity and value. This 2-bedroom, 1-bath home offers a functional single-level layout with great natural light and a private yard space ready to be reimagined. Whether you’re looking to settle into a quiet neighborhood or create a home tailored to your own style, this property presents a rare opportunity to do so at an approachable price point. The interior reflects years of ownership and offers a true blank canvas for your vision—update at your own pace and design a space that fits your lifestyle. A one-car garage, low HOA, and convenient location near shopping, dining, and just a short drive to the coast add to the home’s overall appeal. If you’ve been waiting for an opportunity to get into Peacock Hills and make a home your own, this is it.

Mortgage Calculator

Est. Monthly Payment

$3,109

Principal & Interest$2,377
Property Tax$470
Insurance$137
HOA$125
%($94,000)
%

Location

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Investment Score

63A
Est. Monthly Rent
$2,668
Monthly Cashflow

Rent − PITIA

$-441
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,446

Mortgage (P+I)
$2,377
Cap Rate
2.38%
Cash-on-Cash
-18.46%
DSCR

Need ≥ 1.25 for DSCR loan

0.86
Break-even Rent
$4,546

NOI (Annual)
$11,168
Price-to-Rent

Lower = better for investors

14.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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