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1647 Shire Ave
1 / 16

1647 Shire Ave

Ctop 80%

Oceanside, CA 92057Neighborhood: Guajome

$1,075,000
STR closed · inland Oceanside

1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$4,717/mo full cashflow at 20% down, 7.36% rate.

Works at $457,772 (57% under asking), or at 84% down.

Rent $4,544/mo from 12 leases of 4-bed houses within 2 mi ($4,083–$4,671).

Beds

4

Baths

2

Sqft

1,959

Year Built

1999

Days on Market

87

Property Type

Single Family

HOA/mo

N/A

MLS ID

260020141SD

This property is in Oceanside (92057). Browse neighborhood analytics →

Virtual Tour

About This Property

CHARMING TRADITIONAL HOME Beautiful warm traditional home (versus the cold monochromatic gray) in Oceanside, CA’s Jeffries Ranch. Italian tile flooring, new master bath and kitchen fixtures/stainless steel sink, new dishwasher, new water heater, ceiling fans. Three car garage. Large flagstone patio. Country garden with flowers, fruit trees, grape and berry vines. Room for pool or ADU. No HOA or Mello-Roos. A gem property in a quiet, highly desirable and enjoyable neighborhood, minutes from local attractions, stores, beach, and a public park. House is in excellent condition. Don’t miss this great opportunity!

Mortgage Calculator

Est. Monthly Payment

$7,320

Principal & Interest$5,931
Property Tax$1,075
Insurance$314
%($215,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Mission Meadows Elementary · grades K-5 · Vista Unified

  • Middle

    Roosevelt Middle · grades 6-8 · Vista Unified

  • High

    Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$4,544

vs

Comp Average

$4,417

914 Tempera Court

914 Tempera Court

4bd / 2.5ba · 2,077 sqft · Single Family

$899K

Est. $4,526/mo

4499 Pebble Beach Drive

4499 Pebble Beach Drive

4bd / 3ba · 2,002 sqft · Single Family

$869K

Est. $4,121/mo

5001 Calle Arquero

5001 Calle Arquero

4bd / 2ba · 1,790 sqft · Single Family

$885K

Est. $4,166/mo

5727 Dartmoor

5727 Dartmoor

4bd / 3ba · 2,136 sqft · Single Family

$1.00M

Est. $4,765/mo

5190 Via Malaguena

5190 Via Malaguena

4bd / 2ba · 2,198 sqft · Single Family

$1.05M

Est. $4,508/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

19C
Est. Monthly Rent
$4,544

12 leases of 4-bed houses within 2 mi · $4,083–$4,671

Blended 50/50 with the zip's market median ($4,709)

Monthly Cashflow

Rent − PITIA

-$2,776
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,717

What would make this work?

$4,717/mo short at 20% down; 84% down or +$6,126/mo rent closes it.

Break-even price

57% under asking

$457,772
Break-even rent

$6,126/mo above the estimate

$10,670/mo
Cashflow at 35% down
−$3,605/mo
Down payment to break even

$903,000 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable
Mortgage (P+I)
$5,931
Cap Rate
1.61%
Cash-on-Cash
-26.33%
DSCR

Need ≥ 1.25 for DSCR loan

0.62
NOI (Annual)
$17,295
Price-to-Rent

Lower = better for investors

19.7

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,717/mo