1494 Mosaic Glen
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1494 Mosaic Glen

Atop 10%

Escondido, CA 92029

$746,000
STR limited · Escondido pilot, owners only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,421/mo full cashflow at 20% down, 7.36% rate.

Works at $429,322 (42% under asking), or at 68% down.

Rent $4,488/mo from 8 leases of 3-bed houses within 2 mi ($3,790–$4,290).

Beds

3

Baths

2.5

Sqft

1,620

Year Built

2008

Days on Market

81

Property Type

Single Family

HOA/mo

$175

MLS ID

NDP2607945

This property is in Escondido (92029). Browse neighborhood analytics →

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About This Property

Price Reduced and Seller Motivated! Beautiful detached home in the charming Mosaic Glen community of Escondido! Light, bright, and move-in ready, this home offers a spacious open floor plan designed for comfortable everyday living and entertaining. The kitchen features granite countertops, a large center island, and an oversized under-stair pantry providing plenty of storage. Step outside to a private, low-maintenance patio with attractive pavers, and synthetic lawn—perfect for relaxing or outdoor dining. Upstairs, you'll find a versatile loft and a conveniently located large laundry room. The spacious primary suite features a walk-in closet, dual sinks, an oversized soaking tub, and separate shower. Large windows throughout the home bring in abundant natural light and offer pleasant neighborhood views. Additional highlights include an attached two-car garage, generous storage, and a desirable detached-home layout. A wonderful opportunity to enjoy comfortable, low-maintenance living in a convenient Escondido location.

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Est. Monthly Payment

$5,254

Principal & Interest$4,116
Property Tax$746
Insurance$218
HOA$175
%($149,200)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Miller Elementary · grades K-5 · Escondido Union

  • Middle

    Del Dios Academy of Arts and Sciences · grades 6-8 · Escondido Union

  • High

    San Pasqual High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

59A
Est. Monthly Rent
$4,488

8 leases of 3-bed houses within 2 mi · $3,790–$4,290

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$767
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,421

What would make this work?

$2,421/mo short at 20% down; 68% down or +$3,144/mo rent closes it.

Break-even price

42% under asking

$429,322
Break-even rent

$3,144/mo above the estimate

$7,632/mo
Cashflow at 35% down
−$1,649/mo
Down payment to break even

$507,280 cash

68%
Rate to break even

at 20% down

0.15%

Mortgage (P+I)
$4,116
Cap Rate
3.09%
Cash-on-Cash
-19.47%
DSCR

Need ≥ 1.25 for DSCR loan

0.85

NOI (Annual)
$23,034
Price-to-Rent

Lower = better for investors

13.9

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,421/mo