1469 Rancho Rose Way #28
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1469 Rancho Rose Way #28

Ctop 80%

Oceanside, CA 92057Neighborhood: Guajome

$679,000
STR closed · inland Oceanside

3 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$3,212/mo full cashflow at 20% down, 7.36% rate.

Works at $258,704 (62% under asking), or at 89% down.

Rent $3,106/mo from 9 leases of condos & townhomes within 2 mi, size-adjusted ($2,988–$3,399). Previously leased for $2,300.

Beds

3

Baths

2.5

Sqft

1,365

Year Built

2004

Days on Market

58

Property Type

Condo

HOA/mo

$415

MLS ID

260022539SD

This property is in Oceanside (92057). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to 1469 Rancho Rose Way, where comfortable living and a relaxed community lifestyle come together in the desirable Rancho Rose neighborhood of Oceanside. This inviting 3-bedroom, 2.5-bath home offers 1,365 square feet of thoughtfully arranged living space with an open, airy feel and room to settle in and make it your own. The heart of the home is designed for everyday connection, with the kitchen flowing naturally into the living and dining areas. High ceilings and abundant natural light create a welcoming atmosphere, while all three bedrooms are thoughtfully located upstairs for privacy and separation from the main living spaces. The primary suite enjoys its own covered porch, creating a peaceful spot to start the morning or unwind at the end of the day. Step outside to the walled patio and enjoy an extension of the living space that feels both private and inviting. Beyond your own outdoor spaces, Rancho Rose offers a lifestyle centered around recreation and community, with a pool, playground, biking and horse trails, and security services. With recent flooring updates, fresh paint in the kitchen and bathrooms, a two-car attached garage, central air, and a full-size upstairs laundry, the home combines everyday functionality with an easygoing Southern California lifestyle. Conveniently located near major routes, shopping, dining, schools, and the coast, this is an opportunity to enjoy the best of Oceanside living in a welcoming community setting.

Mortgage Calculator

Est. Monthly Payment

$5,038

Principal & Interest$3,746
Property Tax$679
Insurance$198
HOA$415
%($135,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Mission Meadows Elementary · grades K-5 · Vista Unified

  • Middle

    Roosevelt Middle · grades 6-8 · Vista Unified

  • High

    Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

30C
Est. Monthly Rent
$3,106

Previously leased for $2,300

9 leases of condos & townhomes within 2 mi, size-adjusted · $2,988–$3,399

Monthly Cashflow

Rent − PITIA

-$1,932
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,212

What would make this work?

$3,212/mo short at 20% down; 89% down or +$4,172/mo rent closes it.

Break-even price

62% under asking

$258,704
Break-even rent

$4,172/mo above the estimate

$7,278/mo
Cashflow at 35% down
−$2,510/mo
Down payment to break even

$604,310 cash

89%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,746
Cap Rate
1.22%
Cash-on-Cash
-28.39%
DSCR

Need ≥ 1.25 for DSCR loan

0.62

NOI (Annual)
$8,269
Price-to-Rent

Lower = better for investors

18.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,212/mo