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375 Summer Breeze Way

Ctop 80%

Oceanside, CA 92057Neighborhood: Oceana

$715,900

STR closed · inland Oceanside

1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$3,285/mo full cashflow at 20% down, 7.36% rate.

Works at $286,072 (60% under asking), or at 87% down.

Rent $3,527/mo from 8 leases of 2–4 bed condos & townhomes within 1 mi ($2,953–$3,441).

Beds

Baths

2.5

Sqft

1,408

Year Built

2025

Days on Market

475

Property Type

Condo

HOA/mo

$530

MLS ID

250034591SD

This property is in Oceanside (92057). Browse neighborhood analytics →

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About This Property

This new three-story townhome offers ample space to live and grow. The second floor is host to an open-concept layout that blends the kitchen, living and dining areas for simple transitions and multitasking. Two bedrooms and a luxurious owner’s suite with a full bathroom and walk-in closet make up the third floor. OceanPointe is a new community offering brand-new, townhome-style condominium homes, now selling in Oceanside, CA. The community features a prime location just a short drive from the beach, has no Mello-Roos and features the only newly constructed homes in this area of Oceanside. Residents will enjoy access to onsite amenities, including a recreation area with a pool, tot lot and dog parks. The local area offers ample outdoor recreation with nearby sport fields, hiking trails and pristine local beaches. Proximity to local freeways offers simple commutes and travel, and there are several local shopping centers nearby.

Mortgage Calculator

Est. Monthly Payment

$5,404

Principal & Interest$3,950

Property Tax$716

Insurance$209

HOA$530

Down Payment

%($143,180)

Interest Rate

Loan Term

Location

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Comparable Properties

5 comps found

This Property

$3,527

Comp Average

$3,269

5533 Old Ranch Rd

3bd / 2.5ba · 1,365 sqft · Condo

$629K

Est. $3,283/mo

5084 Tranquil Way

2bd / 3ba · 1,372 sqft · Condo

$605K

Est. $3,214/mo

1469 Rancho Rose Way

3bd / 2.5ba · 1,365 sqft · Condo

$679K

Est. $3,106/mo

551 Toledo Way

3bd / 3ba · 1,497 sqft · Townhouse

$724K

Est. $3,422/mo

255 Larkspur

3bd / 2.5ba · 1,408 sqft · Condo

$770K

Est. $3,318/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

31C

Est. Monthly Rent

$3,527

8 leases of 2–4 bed condos & townhomes within 1 mi · $2,953–$3,441

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,878

Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,285

What would make this work?

$3,285/mo short at 20% down; 87% down or +$4,267/mo rent closes it.

Break-even price: $286,072
Break-even rent: $7,794/mo
Cashflow at 35% down: −$2,545/mo
Down payment to break even: 87%
Rate to break even: Not reachable

Mortgage (P+I)

$3,950

Cap Rate

1.41%

Cash-on-Cash

-27.54%

DSCR

Need ≥ 1.25 for DSCR loan

0.65

NOI (Annual)

$10,088

Price-to-Rent

Lower = better for investors

16.9

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,285/mo