1434 Cottonwood Court
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1434 Cottonwood Court

B

San Marcos, CA 92069

$920,000
NEW — 4d

Soft Appraisal Value: $908,900 · 1.2% above estimate

Beds

4

Baths

2

Sqft

1,802

Year Built

1977

Days on Market

4

Property Type

Single Family

HOA/mo

$95

MLS ID

NDP2605823

This property is in San Marcos (92069). View neighborhood stats →

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About This Property

Welcome to this spacious and well-maintained 4-bedroom home in the San Marcos Woods community. With 1,802 sq ft, there’s plenty of room to spread out, including an extra living area and a bonus loft upstairs that works great as a playroom, office, or just a quiet retreat. The loft overlooks the backyard, where you’ll find a refreshed pool, perfect for entertaining, summer days, or relaxing at home. The backyard really feels like your own private space to unwind or spend time with family and friends. Situated on a quiet cul-de-sac with less traffic, and conveniently close to schools, parks, and shopping. Recent upgrades include fresh interior and exterior paint, new baseboards, and a newer roof, giving the home a clean slate for you to make it your own.

Mortgage Calculator

Est. Monthly Payment

$5,935

Principal & Interest$4,652
Property Tax$920
Insurance$268
HOA$95
%($184,000)
%

Location

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Investment Score

31C
Est. Monthly Rent
$4,140
Monthly Cashflow

Rent − PITIA

$-1,795
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,514

Mortgage (P+I)
$4,652
Cap Rate
1.48%
Cash-on-Cash
-22.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.70
Break-even Rent
$8,703

NOI (Annual)
$13,658
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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