205 Mission Villas Road
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205 Mission Villas Road

C

San Marcos, CA 92069

$719,999

Soft Appraisal Value: $718,700 · 0.2% above estimate

Beds

3

Baths

2.5

Sqft

1,331

Year Built

2022

Days on Market

55

Property Type

Townhouse

HOA/mo

$360

MLS ID

SW26050318

This property is in San Marcos (92069). View neighborhood stats →

About This Property

“VA assumable loan ~5.6% offers a rare lower monthly payment opportunity in San Marcos. Modern tri-level townhome with owned solar and EV-ready garage.”Welcome to the perfect blend of modern style and everyday convenience in this corner-unit townhome located in the sought-after Mission Villas community of San Marcos. Built in 2022, this tri-level home offers a bright and functional layout designed for comfortable living.The open-concept second level serves as the heart of the home, featuring a spacious living area filled with natural light, a dining space, and a well-appointed kitchen with ample cabinetry, generous counter space, and a center island that connects seamlessly for everyday living and entertaining. A convenient powder room is also located on this level.The top floor includes all bedrooms, along with a dedicated laundry area for added ease. The primary suite offers a private retreat with its own bathroom and spacious closet, while two additional bedrooms provide flexibility for guests, a home office, or other uses. The thoughtful layout allows for both privacy and functionality.Additional features include central heating and air conditioning, dual-pane windows, owned solar, and an attached two-car garage with direct access, electric vehicle charger, and additional storage space. Residents of Mission Villas have access to community spaces including BBQ and picnic areas and a playground, providing opportunities to gather and enjoy the neighborhood setting.Ideally located near shopping, dining, parks, and major services including Kaiser Permanente and Palomar Health facilities, as well as California State University San Marcos. Convenient access to Highway 78 offers connectivity throughout North County San Diego.VA loan assumption may be available for qualified buyers (buyer to verify). Buyers are encouraged to verify all information, including square footage, HOA details, and loan terms.

Mortgage Calculator

Est. Monthly Payment

$4,931

Principal & Interest$3,641
Property Tax$720
Insurance$210
HOA$360
%($144,000)
%

Location

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Investment Score

33C
Est. Monthly Rent
$3,373
Monthly Cashflow

Rent − PITIA

$-1,558
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,933

Mortgage (P+I)
$3,641
Cap Rate
1.18%
Cash-on-Cash
-24.45%
DSCR

Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$7,183

NOI (Annual)
$8,487
Price-to-Rent

Lower = better for investors

17.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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