1428 Portofino Drive

1428 Portofino Drive

D

Vista, CA 92081

$945,000
NEW — 4d on market

Beds

2

Baths

2

Sqft

1,403

Year Built

1989

Days on Market

4

Property Type

Single Family

HOA/mo

$174

MLS ID

NDP2603074

Description

Nestled in the coveted Tuscany Community of Shadowridge, this rare single-level gem offers the perfect blend of comfort, elegance, and unbeatable golf course views. Designed with an adaptable flex floorplan, the home features 2 bedrooms, 2 full bathrooms, and a versatile den/office that could easily transform into a third bedroom to suit your needs. Step into the light-filled large kitchen, complete with granite countertops, a water filtration system, built in microwave and refrigerator included and a cozy eat-in nook—ideal for morning coffee or casual meals. Adjacent to the kitchen, the formal dining room exudes charm with built-ins, soaring ceilings, and a skylight that bathes the space in natural light. The inviting living room takes full advantage of its prime location, offering panoramic views of the 17th Fairway through bright dual-pane windows. With high ceilings, built-in bookshelves, and a cozy fireplace, this space is perfect for relaxation or entertaining. Retreat to the spacious primary suite, where a walk-in closet and stunning golf course views create a serene escape. Both bathrooms have been tastefully updated for modern comfort, and the home is equipped with A/C and ceiling fans for year-round enjoyment. Outside, the private, low-maintenance backyard is a true oasis, featuring eco-friendly drip irrigation, lush citrus trees offering fresh tangerines and lemons, and endless vistas of the meticulously maintained fairway. It’s the perfect spot for al fresco dining or simply soaking in the tranquility of your surroundings. With low HOA dues of just $174/month, residents also enjoy access to the community pool and spa. Conveniently located near shopping, parks, schools, and major freeways, this home combines leisure and lifestyle in an unbeatable location.

Mortgage Calculator

Est. Monthly Payment

$6,173

Principal & Interest$4,778
Property Tax$945
Insurance$276
HOA$174
%($189,000)
%

Investment Score

1D
Est. Monthly Rent
$3,057
Monthly Cashflow

Rent − PITIA

$-3,116
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,607

Mortgage (P+I)
$4,778
Cap Rate
0.22%
Cash-on-Cash
-29.25%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$9,040

NOI (Annual)
$2,057
Price-to-Rent

Lower = better for investors

25.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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