647 Via Costa Rica
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647 Via Costa Rica

B

Vista, CA 92081

$549,000

Soft Appraisal Value: $549,800 · 0.1% below estimate

Beds

3

Baths

2

Sqft

1,716

Year Built

1989

Days on Market

52

Property Type

Manufactured

HOA/mo

$110

MLS ID

NDP2602401

This property is in Vista (92081). View neighborhood stats →

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About This Property

Welcome to Vista Del Mar, where you own the land—NO SPACE RENT! This exceptionally maintained single-story home offers a spacious 1,716 sq ft open-concept floor plan with 3 bedrooms and 2 full bathrooms highlighted by soaring vaulted ceilings that create a dramatic sense of volume, light, and openness, making the living spaces feel even more spacious and inviting. The airy, flowing layout seamlessly connects the living, dining, and kitchen area. The generously sized kitchen is appointed with granite countertops, stainless steel appliances, and ample cabinet and prep space, while rich Hickory Autumn hardwood flooring adds warmth and character throughout the home. The primary suite offers a peaceful retreat complete with a large walk-in closet, soaking tub and shower. Additional features include Milgard double-pane windows installed in June 2020, roofing installed in 2015, central air conditioning, an oversized washer and dryer room inside the home, and a spacious two-car garage. Ideally situated on a desirable corner lot and tucked away toward the back of the park, this home offers a quiet and private setting. Relax and unwind beneath the elegant backyard pergola, where the thoughtfully designed structure provides cool, dappled shade and a tranquil outdoor ambiance—creating the perfect setting for comfortable outdoor lounging, and entertaining. Enjoy a low HOA of just $110 per month, granting access to an impressive collection of resort-style amenities, including a beautifully appointed clubhouse, quiet library, pickleball and tennis courts, sparkling swimming pool and spa, fully equipped fitness center, billiards room, and the added convenience of RV and boat parking—all designed to enhance a vibrant and active lifestyle.

Mortgage Calculator

Est. Monthly Payment

$3,595

Principal & Interest$2,776
Property Tax$549
Insurance$160
HOA$110
%($109,800)
%

Location

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Investment Score

59B
Est. Monthly Rent
$3,020
Monthly Cashflow

Rent − PITIA

$-575
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,727

Mortgage (P+I)
$2,776
Cap Rate
2.29%
Cash-on-Cash
-18.88%
DSCR

Need ≥ 1.25 for DSCR loan

0.84
Break-even Rent
$5,263

NOI (Annual)
$12,587
Price-to-Rent

Lower = better for investors

15.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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