1403 Fern St
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1403 Fern St

C

San Diego, CA 92102

$1,349,000
NEW — 2d

Soft Appraisal Value: $1,382,900 · 2.5% below estimate

Beds

3

Baths

2

Sqft

1,142

Year Built

1911

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260016906SD

This property is in San Diego (92102). View neighborhood stats →

About This Property

Nestled in one of San Diego's most sought-after neighborhoods, this beautifully restored 1911 Craftsman offers a rare combination of historic charm and contemporary sophistication. Thoughtfully reimagined in the heart of South Park, this design-forward residence blends timeless character with elevated modern living. Natural light fills the open-concept living spaces, highlighting warm organic finishes, curated details, and a calm, refined atmosphere throughout. The stunning kitchen showcases custom cabinetry, quartz countertops, premium stainless appliances, and a layout designed for both everyday living and effortless entertaining. The primary suite and beautifully appointed bathrooms reflect a thoughtful balance of comfort and style, while the seamless indoor-outdoor flow invites year-round enjoyment of San Diego's ideal climate. Located just moments from South Park's vibrant restaurants, coffee shops, boutiques, parks, and community events, this home offers an exceptional opportunity to enjoy one of San Diego's most beloved neighborhoods. A rare offering where classic architecture, thoughtful design, and modern functionality come together beautifully.

Mortgage Calculator

Est. Monthly Payment

$8,564

Principal & Interest$6,821
Property Tax$1,349
Insurance$393
%($269,800)
%

Location

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Investment Score

6D
Est. Monthly Rent
$4,609
Monthly Cashflow

Rent − PITIA

$-3,954
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,139

Mortgage (P+I)
$6,821
Cap Rate
0.61%
Cash-on-Cash
-27.30%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$12,581

NOI (Annual)
$8,193
Price-to-Rent

Lower = better for investors

24.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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