819 Raven Street

819 Raven Street

D

San Diego, CA 92102

$950,000

Soft Appraisal Value: $950,700 · 0.1% below estimate

Beds

4

Baths

1.5

Sqft

1,262

Year Built

1958

Days on Market

75

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2600257

Description

Rare dual-residence property with two separate homes on one lot, each with its own private entrance. The front residence, accessed from Raven Street, offers 4 bedrooms and 1.5 bathrooms with a functional layout and original character. Interior features include vinyl plank flooring in the main living areas and carpeted bedrooms. The rear residence is a newly constructed ADU, completed in 2024 featuring 3 bedrooms/2 bathrooms, Solar system, private gated entrance from the rear alley. The ADU offers a modern layout and excellent flexibility for extended family living or rental income. Both homes have independent access with minimal yard maintenance, providing privacy and convenience. Please do not disturb occupants!! Showings by appointment only. A unique opportunity for buyers seeking a versatile property with multiple living options.

Mortgage Calculator

Est. Monthly Payment

$6,031

Principal & Interest$4,804
Property Tax$950
Insurance$277
%($190,000)
%

Investment Score

12D
Est. Monthly Rent
$4,722
Monthly Cashflow

Rent − PITI − HOA

$-1,309
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,186

Mortgage (P+I)
$4,804
Cap Rate
2.04%
Cash-on-Cash
-8.27%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$6,031

NOI (Annual)
$19,407
Price-to-Rent

Lower = better for investors

16.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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