819 Raven Street
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819 Raven Street

D

San Diego, CA 92102

$950,000

Soft Appraisal Value: $949,600 · 0.0% above estimate

Beds

4

Baths

1.5

Sqft

1,262

Year Built

1958

Days on Market

120

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2600257

This property is in San Diego (92102). View neighborhood stats →

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About This Property

Rare dual-residence property with two separate homes on one lot, each with its own private entrance. The front residence, accessed from Raven Street, offers 4 bedrooms and 1.5 bathrooms with a functional layout and original character. Interior features include vinyl plank flooring in the main living areas and carpeted bedrooms. The rear residence is a newly constructed ADU, completed in 2024 featuring 3 bedrooms/2 bathrooms, Solar system, private gated entrance from the rear alley. The ADU offers a modern layout and excellent flexibility for extended family living or rental income. Both homes have independent access with minimal yard maintenance, providing privacy and convenience. Please do not disturb occupants!! Showings by appointment only. A unique opportunity for buyers seeking a versatile property with multiple living options.

Mortgage Calculator

Est. Monthly Payment

$6,031

Principal & Interest$4,804
Property Tax$950
Insurance$277
%($190,000)
%

Location

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Investment Score

25D
Est. Monthly Rent
$3,892
Monthly Cashflow

Rent − PITIA

$-2,139
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,826

Mortgage (P+I)
$4,804
Cap Rate
1.24%
Cash-on-Cash
-24.16%
DSCR

Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$8,860

NOI (Annual)
$11,738
Price-to-Rent

Lower = better for investors

20.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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