19 Evans St
Atop 10%San Diego, CA 92102
One license per person in San Diego: whether you can hold it depends on you, not only the home.
110 licensed short-term rentals within ½ mile (83 whole home), from the cities' license and permit lists of Nov 7, 2026.
Pass at asking: -$2,887/mo full cashflow at 20% down, 7.43% rate.
Works at $473,101 (44% under asking), or at 69% down.
Rent $4,719/mo from 16 leases of houses within 1 mi, size-adjusted ($3,941–$4,540).
Beds
4
Baths
3
Sqft
2,000
Year Built
2018
Days on Market
231
Property Type
Single Family
HOA/mo
N/A
MLS ID
260006661SD
This property is in San Diego (92102). View neighborhood stats →
About This Property
Fully updated and move-in ready, this beautifully updated home offers 3 bedrooms and 2 bathrooms, plus a separate upstairs studio, ideal for a home office, guest retreat, creative space, or potential rental setup. Thoughtful upgrades throughout create a fresh, modern feel while maintaining a functional open layout designed for everyday comfort. Enjoy the privacy of a gated fence and the convenience of a flat, usable lot with room to entertain, garden, or expand. The property also presents excellent ADU potential for future value and flexibility. Located close to downtown, you’ll appreciate easy access to restaurants, shopping, entertainment, and major commuter routes, perfect for those who want turnkey living with long-term upside.
Mortgage Calculator
Est. Monthly Payment
$5,813
Location
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Zoned Schools
Elementary
Burbank Elementary · grades PK-5 · San Diego Unified
Middle
Logan Memorial Educational Campus · grades PK-12 · San Diego Unified
High
Logan Memorial Educational Campus · grades PK-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
3 comps foundThis Property
$4,719
Comp Average
$4,183
525 25th
4bd / 3ba · 1,661 sqft · Single Family
$650K
Est. $4,013/mo
7302 Canyon View Lane
4bd / 2ba · 2,120 sqft · Single Family
$915K
Est. $4,243/mo
2971 Imperial Avenue
3bd / 2.5ba · 1,775 sqft · Single Family
$1.08M
Est. $4,293/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
16 leases of houses within 1 mi, size-adjusted · $3,941–$4,540
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,887/mo short at 20% down; 69% down or +$3,750/mo rent closes it.
- Break-even price
- $473,101
- Break-even rent
- $8,469/mo
- Cashflow at 35% down
- −$2,003/mo
- Down payment to break even
- 69%
- Rate to break even
- Not reachable
44% under asking
$3,750/mo above the estimate
$585,810 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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