6139 Verda Lane
Ctop 80%Carmel Valley, CA 92130
4 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 11, 2026.
No unit in this 49-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$5,878/mo full cashflow at 20% down, 7.43% rate.
Works at $433,714 (64% under asking), or at 91% down.
Rent $4,859/mo from 8 leases of 2–4 bed condos & townhomes within 2 mi ($4,300–$4,930).
Beds
3
Baths
2.5
Sqft
1,563
Year Built
2006
Days on Market
137
Property Type
Townhouse
HOA/mo
$410
MLS ID
260015631SD
This property is in Carmel Valley (92130). View neighborhood stats →
About This Property
Here is an exceptional opportunity to own a highly sought-after end unit that overlooks the greenbelt in the Airoso community within Pacific Highlands Ranch. Natural light pour into every corner of this home. This impeccably maintained townhome features 3-bedrooms, 2.5-bathrooms and optional room that has been converted into a fourth bedroom. Additional features include updated bathrooms, laundry room, crown molding, electric fireplace, built in entertainment cabinetry, beautiful wood flooring, gourmet kitchen with a designated pantry, granite countertops, stainless steel appliances, and a dedicated dining area. The spacious primary suite features a bathroom with a sliding barn door, dual vanities, a large walk-in shower, a Juliet balcony, and two closets, including a walk in closet with ample storage. Community amenities includes pool, spa, sauna, clubhouse, playground, BBQ areas, fitness center, basketball and tennis courts. Walking distance to top ranked schools in San Diego, shopping center, dining, new library and community recreation center featuring a sauna, pool, and gym, this home offers the perfect balance of comfort, convenience, and lifestyle in one of Carmel Valley’s most desirable neighborhoods.
Mortgage Calculator
Est. Monthly Payment
$8,620
Location
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Zoned Schools
Elementary
Sycamore Ridge · grades K-6 · Del Mar Union Elementary
Middle
Pacific Trails Middle · grades 7-8 · San Dieguito Union High
High
Torrey Pines High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,859
Comp Average
$4,749
12934 Carmel Creek Road
3bd / 3ba · 1,604 sqft · Townhouse
$1.12M
Est. $4,795/mo
13504 Jadestone Way
3bd / 2.5ba · 1,428 sqft · Townhouse
$1.28M
Est. $4,746/mo
10785 New Grove Trl
3bd / 2.5ba · 1,636 sqft · Townhouse
$1.30M
Est. $4,588/mo
12956 Candela Place
3bd / 2.5ba · 1,602 sqft · Townhouse
$1.40M
Est. $4,734/mo
3821 Creststone Pl.
3bd / 2.5ba · 1,604 sqft · Townhouse
$1.59M
Est. $4,881/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 2–4 bed condos & townhomes within 2 mi · $4,300–$4,930
Blended 50/50 with the zip's market median ($4,959)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,878/mo short at 20% down; 91% down or +$7,633/mo rent closes it.
- Break-even price
- $433,714
- Break-even rent
- $12,492/mo
- Cashflow at 35% down
- −$4,629/mo
- Down payment to break even
- 91%
- Rate to break even
- Not reachable
64% under asking
$7,633/mo above the estimate
$1,091,090 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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