13509 Tradition
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13509 Tradition

D

Rancho Bernardo, CA 92128

$1,550,000
NEW — 1d

Beds

4

Baths

3

Sqft

1,988

Year Built

1994

Days on Market

1

Property Type

Single Family

HOA/mo

$62

MLS ID

260009526SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Welcome to the crown jewel of Walden in Carmel Mountain Ranch. Perched on an elevated corner lot, this fully upgraded 4-bedroom, 3-bath home offers sweeping panoramic canyon and valley views enjoyed from the kitchen, living room, primary suite, private balcony, and backyard. High ceilings throughout enhance the natural light and open feel, creating a bright and inviting living environment. Thoughtfully updated and move-in ready, the home features over $200,000 in high-end upgrades, including an enhanced roof, 3-zone HVAC system, energy-efficient windows, fully owned solar, and modern designer bathrooms. A main-level bedroom and full bath provide flexibility for guests, a home office, or multigenerational living. Enjoy sunrise views and seasonal fireworks from Rancho Bernardo High, creating a setting that is both functional and comfortable for everyday living. Located within the top-ranked Poway Unified School District, one of San Diego’s highest-rated districts, and just minutes from shopping, parks, major commuter routes, and approximately 20 minutes to Del Mar beaches. Homes like this in Walden rarely become available. This rare elevated corner lot in Walden offers privacy and unobstructed panoramic canyon and valley views from the backyard, kitchen, living room, primary suite, and private balcony. High ceilings throughout enhance the sense of space and light. Over $200,000 in upgrades include an enhanced roof system, 3-zone HVAC, energy-efficient dual-pane windows, fully owned solar, and modern designer bathrooms. A main-level bedroom and full bath provide flexibility for guests, office, or multigenerational living. Lifestyle highlights include sunrise views and seasonal fireworks from Rancho Bernardo High. Located in Carmel Mountain Ranch within the top-ranked Poway Unified School District, near shopping, parks, commuter routes, and approximately 20 minutes to Del Mar beaches. Turnkey and move-in ready.

Mortgage Calculator

Est. Monthly Payment

$9,902

Principal & Interest$7,838
Property Tax$1,550
Insurance$452
HOA$62
%($310,000)
%

Location

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Investment Score

5D
Est. Monthly Rent
$5,216
Monthly Cashflow

Rent − PITIA

$-4,686
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,177

Mortgage (P+I)
$7,838
Cap Rate
0.51%
Cash-on-Cash
-27.78%
DSCR

Need ≥ 1.25 for DSCR loan

0.53
Break-even Rent
$14,537

NOI (Annual)
$7,928
Price-to-Rent

Lower = better for investors

24.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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