12630 Springbrook Drive
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12630 Springbrook Drive #E

D

Rancho Bernardo, CA 92128

$995,900
NEW — 1d on market

Beds

3

Baths

3

Sqft

1,492

Year Built

1992

Days on Market

1

Property Type

Condo

HOA/mo

$594

MLS ID

26675333

This property is in Rancho Bernardo (92128). View neighborhood stats →

View on MLS

About This Property

Two story end unit townhouse, filled with natural light, thanks to abundant widows framing a very peaceful backdrop of mature tree. Every review from the back of the home offers a serene, green escape. Enjoy the scenery from your private back patio or the upper balcony from the guest bedroom. Vaulted ceilings and striking architectural details that create an open and giving an airy feel you don't often find nowadays. This gem offers flexibility with one bedroom and a full bathroom on the first floor and two primary bedrooms upstairs, each with its own en-suite bath. The master suite comes with walk in closet. The home is finished with a mix of brand new carpet and high quality laminate wood flooring. The open kitchen boasts high end cabinetry, a dedicated laundry room, an attached two car garage.

Mortgage Calculator

Est. Monthly Payment

$6,916

Principal & Interest$5,036
Property Tax$996
Insurance$290
HOA$594
%($199,180)
%

Location

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Investment Score

0D
Est. Monthly Rent
$3,591
Monthly Cashflow

Rent − PITIA

$-3,325
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,981

Mortgage (P+I)
$5,036
Cap Rate
0.07%
Cash-on-Cash
-30.01%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$10,059

NOI (Annual)
$663
Price-to-Rent

Lower = better for investors

23.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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