16872 Pinata Dr

16872 Pinata Dr

D

Rancho Bernardo, CA 92128

$995,000

Soft Appraisal Value: $976,700 · 1.9% above estimate

Beds

3

Baths

2

Sqft

1,523

Year Built

1964

Days on Market

16

Property Type

Single Family

HOA/mo

$51

MLS ID

260006598SD

Description

Beautiful single-story home in the highly desirable 55+ community of Seven Oaks in Rancho Bernardo. This 3 bd, 2 ba home offers 1,523 sq ft of comfortable living with an open layout, perfect for entertaining. The home features a beautifully upgraded kitchen & remodeled bathrooms, along with lush, mature landscaping. Additional highlights include solar, new AC/furnace and an epoxy-coated garage floor. Enjoy access to the community center with pickle ball and swimming. Walking distance to golf courses, restaurants and shops, including the RB Inn! This is a rare opportunity to enjoy resort-style living in the area’s most sought-after 55+ community. Welcome home!

Mortgage Calculator

Est. Monthly Payment

$6,367

Principal & Interest$5,031
Property Tax$995
Insurance$290
HOA$51
%($199,000)
%

Investment Score

3D
Est. Monthly Rent
$3,870
Monthly Cashflow

Rent − PITIA

$-2,497
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,217

Mortgage (P+I)
$5,031
Cap Rate
0.98%
Cash-on-Cash
-25.43%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$9,346

NOI (Annual)
$9,777
Price-to-Rent

Lower = better for investors

21.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator