12417 Pipo Road

12417 Pipo Road

D

Rancho Bernardo, CA 92128

$949,000

Soft Appraisal Value: $943,300 · 0.6% above estimate

Beds

3

Baths

2

Sqft

1,395

Year Built

1965

Days on Market

24

Property Type

Single Family

HOA/mo

$52

MLS ID

NDP2602363

Description

Extensively updated single-level home in the highly desirable Seven Oaks community, offering a rare combination of modern upgrades, open-concept living, and an inviting backyard designed for relaxation and entertaining. Step inside to discover a bright and inviting interior featuring luxury vinyl plank flooring, fresh paint, recessed lighting, and an expansive open living space centered around a cozy fireplace. The remodeled kitchen has been thoughtfully updated with white shaker cabinetry, quartz countertops, stainless steel appliances, and a large peninsula with seating, seamlessly connecting the kitchen, dining, and living areas for comfortable everyday living and easy entertaining. Both bathrooms have been tastefully renovated with modern vanities, updated fixtures, and clean contemporary finishes, while the bedrooms offer comfortable, light-filled spaces with new carpet and abundant natural light. The backyard is designed for outdoor living, featuring a pergola-covered patio with string lighting, spa, and a low-maintenance putting green, creating the perfect setting for relaxing evenings or hosting friends and family. Additional highlights include owned 4.3 kW solar installed in 2021, a newer HVAC system, and a highly desirable two-car garage, providing both energy efficiency and everyday convenience. Residents of Seven Oaks enjoy access to a vibrant and active 55+ lifestyle centered around the community center, which offers a heated pool and spa, fitness classes, pickleball, social clubs, hobby and craft studios, game rooms, library, and a full calendar of events and activities throughout the year. Conveniently located near shopping, dining, golf courses, medical facilities, and easy access to Interstate 15, Seven Oaks offers the perfect blend of community, convenience, and relaxed Rancho Bernardo living. Located in the award winning Poway School District. Seller to select services. Parking space #209. Room dimensions & square footage are approximate, per builder & assessor`s record.

Mortgage Calculator

Est. Monthly Payment

$6,076

Principal & Interest$4,799
Property Tax$949
Insurance$277
HOA$52
%($189,800)
%

Investment Score

3D
Est. Monthly Rent
$3,771
Monthly Cashflow

Rent − PITIA

$-2,306
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,964

Mortgage (P+I)
$4,799
Cap Rate
1.06%
Cash-on-Cash
-25.06%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$8,919

NOI (Annual)
$10,018
Price-to-Rent

Lower = better for investors

21.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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