12152 Royal Birkdale Row

12152 Royal Birkdale Row #B

D

Rancho Bernardo, CA 92128

$999,000

Soft Appraisal Value: $1,008,300 · 0.9% below estimate

Beds

5

Baths

3

Sqft

1,939

Year Built

1986

Days on Market

205

Property Type

Condo

HOA/mo

$723

MLS ID

NDP2508733

Description

Welcome to your dream home at 12152 Royal Birkdale Row, Unit B, nestled in the gated community of Master Hill and perfectly situated on the 1st hole of the golf course. This exceptional 5-bedroom, 3-bathroom residence spans 1,939 square feet of elegance and offers breathtaking golf course and mountain views from the backyard. Thoughtfully designed for comfort and style, the home features two bedrooms on the main floor and three upstairs. Enjoy luxurious living with hardwood floors, two cozy fireplaces, and a kitchen that's been beautifully updated with new flooring, quartz countertops, and stunning cabinets. Shutters add a touch of elegance throughout. Plus, an attached garage and in-unit washer/dryer make everyday living a breeze. The HOA provides Spectrum high-speed internet/cable, water, trash, and maintenance of the roof, stucco, and wood. In addition, enjoy access to three pools and three spas, and take advantage of the membership at The Community Association at Bernardo Heights, featuring a junior Olympic swimming pool, tennis and pickleball courts, a grill area, and a clubhouse with a weight room, meeting room & game room. This home perfectly blends luxury and leisure, making it an ideal sanctuary for you and your loved ones. Welcome home!

Mortgage Calculator

Est. Monthly Payment

$7,065

Principal & Interest$5,051
Property Tax$999
Insurance$291
HOA$723
%($199,800)
%

Investment Score

2D
Est. Monthly Rent
$4,419
Monthly Cashflow

Rent − PITI − HOA

$-2,645
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,494

Mortgage (P+I)
$5,051
Cap Rate
0.67%
Cash-on-Cash
-26.99%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$10,256

NOI (Annual)
$6,686
Price-to-Rent

Lower = better for investors

18.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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