1336 Top Rail Lane
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1336 Top Rail Lane

C

Escondido, CA 92027

$1,000,000

Beds

4

Baths

3

Sqft

2,320

Year Built

1974

Days on Market

8

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2605957

This property is in Escondido (92027). View neighborhood stats →

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About This Property

Welcome to this beautifully updated 4-bedroom, 3-bathroom home situated on over a quarter-acre lot in a peaceful and desirable area of Escondido. Thoughtfully upgraded with high-end finishes throughout, this exceptional property combines modern style, quality craftsmanship, and everyday comfort. The spacious floor plan offers generous living areas filled with natural light, while premium finishes create an elegant and inviting atmosphere. Recent improvements include a new roof and new energy-efficient windows, providing both peace of mind and enhanced curb appeal. Adding to the home's versatility is a spacious junior ADU located on the first floor, offering excellent potential for rental income, multigenerational living, guest accommodations, or a private home office. This flexible space creates a unique opportunity to offset ownership costs while enhancing the property's overall value. Step outside to your private backyard retreat, where the expansive lot offers plenty of room for entertaining, gardening, and recreation. The garden is dotted with mature fruit trees, creating a picturesque setting and providing an abundance of homegrown produce to enjoy throughout the seasons. Whether hosting gatherings or simply relaxing outdoors, this inviting space embodies the best of Southern California living. Nestled in a quiet neighborhood yet conveniently close to shopping, dining, parks, schools, and major commuter routes, this home offers the perfect balance of tranquility and accessibility. A rare opportunity to own a move-in-ready home with designer upgrades, income-producing potential, a flourishing garden, and a prime Escondido location. Don't miss your chance to make this exceptional property your own.

Mortgage Calculator

Est. Monthly Payment

$6,348

Principal & Interest$5,057
Property Tax$1,000
Insurance$292
%($200,000)
%

Location

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Investment Score

30C
Est. Monthly Rent
$4,500
Monthly Cashflow

Rent − PITIA

$-1,849
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,717

Mortgage (P+I)
$5,057
Cap Rate
1.61%
Cash-on-Cash
-22.30%
DSCR

Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$9,327

NOI (Annual)
$16,076
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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