13190 Ireland Ln
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13190 Ireland Ln

C

Rancho Peñasquitos, CA 92129

$1,299,900
NEW — 1d

Soft Appraisal Value: $1,272,100 · 2.2% above estimate

Beds

3

Baths

2

Sqft

1,591

Year Built

1987

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260013923SD

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

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About This Property

This beautifully updated 3-bed, 2-bath single-story corner-lot sanctuary blends timeless tranquility with modern functionality. A light-filled interior offers an inviting atmosphere, while formal living and dining rooms provide welcoming spaces for entertaining. At the heart of the home, the bright, open kitchen flows seamlessly into the family room, creating a warm gathering space with abundant cabinetry, generous prep and storage areas, a center island with breakfast seating, and a cozy fireplace. The adjoining sunroom extends the living space and enhances the home's indoor-outdoor lifestyle. The private primary suite serves as a true retreat, featuring a custom California Closets system thoughtfully designed with dual hanging racks and storage baskets. Offering approximately 1,591 square feet, the home has been meticulously maintained and upgraded with copper plumbing, dual-pane windows, reverse osmosis filtration, and updated HVAC and water heating systems. Energy efficiency is built into everyday living with 28 owned solar panels, a Tesla Powerwall battery, and a 30-amp EV charging outlet in the garage. Additional improvements include durable Rhino Shield exterior coating and rain gutters that drain into barrel catch basins. Step outside to an expansive backyard oasis perfect for entertaining around the built-in BBQ bar or relaxing in the Jacuzzi. Ideally located in the Rancho Peñasquitos community, near top-rated Poway Unified schools, parks, trails, shopping, dining, and with no HOA or Mello-Roos fees, this exceptional home offers the very best of San Diego Living! Nestled in the highly desirable Rancho Peñasquitos community, this home offers the perfect blend of convenience, recreation, and top-rated education. Residents enjoy access to the acclaimed Poway Unified School District. Outdoor enthusiasts will appreciate the abundance of nearby parks, hiking and biking trails, including the scenic Los Peñasquitos Canyon Preserve. The community is ideally located near shopping, dining, entertainment, golf courses, and easy freeway access, providing convenient connections to beaches, downtown San Diego, and major employment centers. With its beautiful surroundings, and exceptional amenities, Rancho Peñasquitos remains one of North County San Diego's most sought-after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$8,252

Principal & Interest$6,573
Property Tax$1,300
Insurance$379
%($259,980)
%

Location

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Investment Score

5D
Est. Monthly Rent
$4,351
Monthly Cashflow

Rent − PITIA

$-3,901
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,985

Mortgage (P+I)
$6,573
Cap Rate
0.54%
Cash-on-Cash
-27.62%
DSCR

Need ≥ 1.25 for DSCR loan

0.53
Break-even Rent
$12,124

NOI (Annual)
$7,057
Price-to-Rent

Lower = better for investors

24.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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