12636 Calle De Rob
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12636 Calle De Rob

Dbottom 20%

Poway, CA 92064

$3,795,000
NEW — 0d

Pass at asking: -$23,497/mo full cashflow at 20% down, 7.43% rate.

Works at $735,613 (81% under asking); even all cash loses money at asking.

Rent $7,338/mo from 28 leases of houses in 92064, size-adjusted ($6,662–$8,148).

Beds

7

Baths

5

Sqft

5,212

Year Built

1987

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2608336

This property is in Poway (92064). View neighborhood stats →

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About This Property

Welcome to Calle de Rob, a private four-acre retreat nestled in Poway's picturesque Sycamore Canyon, where sweeping mountain-range views, spectacular sunsets, and exceptional privacy create an unparalleled setting for country living in San Diego County. Offering approximately 5,212 sf across two distinct residences, the primary home features 4 bedrooms, 3 bathrooms, a 3-car garage, and approximately 3,312 sf of thoughtfully improved living space. Beautiful landscaping and expansive grounds invite outdoor entertaining, recreation, or the creation of a private equestrian retreat. The beautifully renovated 1,900 sf secondary residence offers 3 bedrooms, 2 bathrooms, a chef-inspired kitchen with a luxury appliance package, bonus room ideal for a home office, studio, fitness space, hobby room, or extra storage. An oversized commercial-size garage with a 9-foot-high clearance. Expansive folding glass doors open to a redesigned private backyard with scenic canyon views, stonework, and enclosed outdoor dining. Dedicated RV parking with hookups adds exceptional versatility. With an established history as an income-producing short-term rental, this second home offers compelling potential for continued rental income, multigenerational living, or extended family accommodations. A private well, solar power, septic system, and on-site propane provide an appealing degree of utility independence. Located within the highly regarded Poway Unified School District, including acclaimed Poway High School. The estate offers convenient access to hiking, biking, equestrian facilities, shopping, and dining, with San Diego International Airport approximately 25 minutes away. Four remarkable acres. Two beautiful homes. Endless possibilities.

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Est. Monthly Payment

$25,985

Principal & Interest$21,083
Property Tax$3,795
Insurance$1,107
%($759,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Garden Road Elementary · grades K-5 · Poway Unified

  • Middle

    Twin Peaks Middle · grades 6-8 · Poway Unified

  • High

    Poway High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$7,338

28 leases of houses in 92064, size-adjusted · $6,662–$8,148

Monthly Cashflow

Rent − PITIA

-$18,647
Full Cashflow

Incl. vacancy, PM, maint, capex

-$23,497

What would make this work?

$23,497/mo short at 20% down; +$30,516/mo rent closes it.

Break-even price

81% under asking

$735,613
Break-even rent

$30,516/mo above the estimate

$37,854/mo
Cashflow at 35% down
−$19,544/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$21,083
Cap Rate
-0.65%
Cash-on-Cash
-37.15%
DSCR

Need ≥ 1.25 for DSCR loan

0.28

NOI (Annual)
-$24,568
Price-to-Rent

Lower = better for investors

43.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$23,497/mo