
14040 Iris Lane
Ctop 80%Poway, CA 92064
Pass at asking: -$13,791/mo full cashflow at 20% down, 7.49% rate.
Works at $767,460 (70% under asking), or at 98% down.
Rent $7,688/mo from 12 leases of 4–6 bed houses within 2 mi ($6,529–$7,619).
Beds
5
Baths
4.5
Sqft
4,720
Year Built
2005
Days on Market
45
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2607078
This property is in Poway (92064). View neighborhood stats →
About This Property
Welcome to this spectacular Poway estate, where breathtaking views, resort-style living, and exceptional versatility come together. Perched against a stunning mountain backdrop, this extraordinary 5-bedroom, 4.5-bath residence offers an unparalleled blend of privacy, space, and indoor-outdoor living. With three additional bonus rooms, a salt water infinity pool and spa, expansive entertaining areas, a basketball court, dedicated dog run, and abundant RV and boat parking, this is a property designed to elevate everyday living. Step through the dramatic double entry doors and into a grand formal living and dining area framed by soaring ceilings and sweeping mountain views. Beyond, the home opens into an inviting great room where the chef’s kitchen takes center stage, featuring a generous center island, dining nook, and warm fireplace—creating the perfect setting for everything from casual family mornings to unforgettable gatherings. The luxurious primary suite is conveniently located on the main level, offering a private retreat with its own balcony and breathtaking vistas. The spa-inspired primary bath features an oversized soaking tub and expansive walk-in shower, creating a serene escape at the end of the day. Four additional bedrooms provide exceptional flexibility. Two feature private en-suite bathrooms, while the remaining two share a convenient Jack-and-Jill bath. The home’s three bonus rooms take versatility to another level: one is currently styled as a sophisticated home office, another includes a built-in kitchenette and laundry and can function beautifully as a junior ADU guest suite or multi-generational living space, and the third is outfitted as a home gym and dance studio. Then step outside—and prepare to be impressed. The backyard is a private resort of its own, featuring an outdoor kitchen, expansive deck, covered patio, salt water infinity pool, and spa, all set against the dramatic mountain scenery. Whether hosting a summer celebration, enjoying a quiet sunset, or gathering with family and friends, this outdoor space was made for memorable moments. The amenities continue around the property. A dedicated basketball court provides space to play, while a fully fenced dog run gives four-legged family members room to roam. The attached three-car garage offers generous storage/workshop and convenient access directly into the kitchen, making everyday unloading effortless. An expansive driveway provides ample room for multiple vehicles, plus RV hookup and boat parking. Tucked away in a setting that delivers exceptional privacy while remaining close to everything Poway has to offer, this remarkable estate combines space, flexibility, recreation, and resort-style living in one unforgettable package. And with access to award-winning Poway Unified School District schools, the lifestyle extends well beyond the walls of the home. Private. Panoramic. Resort-inspired. Exceptionally versatile. This is Poway living at an extraordinary scale. No HOA. No Mello Roos. The home was appraised at $2,895,000 - offering exceptional value and unbeatable price per square foot.
Mortgage Calculator
Est. Monthly Payment
$17,582
Location
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Zoned Schools
Elementary
Midland Elementary · grades K-5 · Poway Unified
Middle
Twin Peaks Middle · grades 6-8 · Poway Unified
High
Poway High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$7,688
Comp Average
$8,031
15321 Via Molinero
6bd / 5ba · 4,629 sqft · Single Family
$2.23M
Est. $8,171/mo

16883 Saint Andrews Drive
5bd / 5.5ba · 4,481 sqft · Single Family
$2.15M
Est. $7,677/mo
15223 Skyridge Road
5bd / 4.5ba · 5,259 sqft · Single Family
$2.60M
Est. $8,862/mo
13720 Dean Court
5bd / 5.5ba · 4,518 sqft · Single Family
$2.50M
Est. $7,735/mo
14998 Budwin Ln
5bd / 5ba · 5,283 sqft · Single Family
$2.98M
Est. $7,711/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of 4–6 bed houses within 2 mi · $6,529–$7,619
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$13,791/mo short at 20% down; 98% down or +$17,911/mo rent closes it.
- Break-even price
- $767,460
- Break-even rent
- $25,599/mo
- Cashflow at 35% down
- −$11,114/mo
- Down payment to break even
- 98%
- Rate to break even
- Not reachable
70% under asking
$17,911/mo above the estimate
$2,504,444 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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