11872 Bernardo Terrace
1 / 20

11872 Bernardo Terrace #A

B

Rancho Bernardo, CA 92128

$750,000
NEW — 1d

Soft Appraisal Value: $764,700 · 1.9% below estimate

Beds

3

Baths

2

Sqft

1,418

Year Built

1980

Days on Market

1

Property Type

Condo

HOA/mo

$660

MLS ID

260017528SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Welcome to Bernardo Terrace, where comfort, convenience, and location come together in this beautiful 3-bedroom, 2-bath corner-unit condominium offering 1,418 square feet of light-filled living space. Perfectly situated in one of the community's most desirable locations, this home enjoys added privacy, abundant natural light, and a bright, open atmosphere. A rare highlight is the attached two-car garage with direct access into the home— an uncommon and highly sought-after feature in condo living. The spacious floor plan provides comfortable everyday living with generous room sizes and a seamless flow for relaxing or entertaining. Enjoy resort-style amenities just steps from your door, including a sparkling swimming pool, soothing spa, and tennis court. Ideally located in the heart of Rancho Bernardo, you'll appreciate easy freeway access and close proximity to popular restaurants, shopping, parks, golf, and all the conveniences that make this one of San Diego's most desirable communities. All of this, plus it is part of the highly acclaimed Poway Unified School District! Whether you're a first-time buyer, downsizing, or looking for a low-maintenance lifestyle in a prime Rancho Bernardo location, this property is the one for you!

Mortgage Calculator

Est. Monthly Payment

$5,421

Principal & Interest$3,792
Property Tax$750
Insurance$219
HOA$660
%($150,000)
%

Location

Loading map...

Investment Score

33C
Est. Monthly Rent
$3,933
Monthly Cashflow

Rent − PITIA

$-1,488
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,018

Mortgage (P+I)
$3,792
Cap Rate
1.24%
Cash-on-Cash
-24.14%
DSCR

Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$7,852

NOI (Annual)
$9,293
Price-to-Rent

Lower = better for investors

15.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator