
115 65 Street
Ctop 80%San Diego, CA 92114
One license per person in San Diego: whether you can hold it depends on you, not only the home.
13 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$3,421/mo full cashflow at 20% down, 7.36% rate.
Works at $341,302 (57% under asking), or at 83% down.
Rent $3,388/mo from 18 leases of 3-bed houses within 2 mi ($3,203–$3,670).
Beds
3
Baths
2
Sqft
1,102
Year Built
1979
Days on Market
84
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2606365
This property is in San Diego (92114). Browse neighborhood analytics →
About This Property
Beautifully reimagined 3-bedroom, 2-bath home offering approximately 1,102 square feet of bright, modern living. The open-concept interior showcases warm flooring, recessed lighting, abundant natural light, and thoughtfully selected finishes throughout. A stunning designer kitchen anchors the home with waterfall-edge quartz countertops, a generous island with bar seating, elegant cabinetry, champagne-brass accents, open shelving, and striking Forno appliances. The spacious primary suite features a remodeled private bath and direct backyard access. Outside, enjoy a private, freshly landscaped yard with green lawn, shade sails, and a pergola-covered entertaining area. Complete with a two-car garage and an exceptionally generous driveway, this stylish, move-in-ready home brings together comfort, function, and effortless San Diego living. RV parking, Boat Parking.
Mortgage Calculator
Est. Monthly Payment
$5,372
Location
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Zoned Schools
Elementary
Fulton K-8 · grades PK-8 · San Diego Unified
Middle
Bell Middle · grades 6-8 · San Diego Unified
High
Morse High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,388
Comp Average
$3,458
5222 San Bernardo Terrace
3bd / 1.5ba · 1,050 sqft · Single Family
$699K
Est. $3,505/mo
5562 Division
3bd / 1.5ba · 1,204 sqft · Single Family
$715K
Est. $3,631/mo
844 Bonsall
3bd / 2ba · 1,025 sqft · Single Family
$740K
Est. $3,344/mo
285 Parkbrook Place
3bd / 2ba · 1,231 sqft · Single Family
$780K
Est. $3,507/mo
6119 Broadway
3bd / 2ba · 1,130 sqft · Single Family
$1.10M
Est. $3,305/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
18 leases of 3-bed houses within 2 mi · $3,203–$3,670
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,421/mo short at 20% down; 83% down or +$4,443/mo rent closes it.
- Break-even price
- $341,302
- Break-even rent
- $7,831/mo
- Cashflow at 35% down
- −$2,605/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
57% under asking
$4,443/mo above the estimate
$654,870 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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