1120 Cottontail
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1120 Cottontail

A

Vista, CA 92081

$719,999

Soft Appraisal Value: $716,200 · 0.5% above estimate

Beds

3

Baths

2

Sqft

1,540

Year Built

1992

Days on Market

10

Property Type

Single Family

HOA/mo

$180

MLS ID

260014810SD

This property is in Vista (92081). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home nestled in the highly desirable Shadowridge Crossings community of Shadowridge. Featuring vaulted ceilings, abundant natural light, and neutral laminate flooring, this home offers a bright and inviting atmosphere from the moment you enter. The recently updated kitchen, showcasing stainless steel appliances, ample cabinetry, canned lighting and a charming breakfast nook perfect for casual dining and morning gatherings. The spacious living room features a cozy fireplace,  and soaring ceilings that create an open and airy feel. Retreat to the primary suite, complete with a walk-in closet and sliding glass doors that open directly to the backyard patio—an ideal spot to enjoy your morning coffee or unwind in the evening. Two additional bedrooms provide flexibility for family, guests, or a home office. The spacious garage offers plenty of room for parking, storage, and hobbies. Residents of Shadowridge Crossings enjoy access to community amenities including a pool, BBQ area, and park, all with a low HOA. Conveniently located near shopping, dining, parks, golf, and top-rated schools, this move-in ready home offers the perfect blend of comfort, style, and community living.

Mortgage Calculator

Est. Monthly Payment

$4,751

Principal & Interest$3,641
Property Tax$720
Insurance$210
HOA$180
%($144,000)
%

Location

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Investment Score

58B
Est. Monthly Rent
$4,165
Monthly Cashflow

Rent − PITIA

$-586
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,144

Mortgage (P+I)
$3,641
Cap Rate
2.50%
Cash-on-Cash
-17.86%
DSCR

Need ≥ 1.25 for DSCR loan

0.88
Break-even Rent
$6,949

NOI (Annual)
$17,965
Price-to-Rent

Lower = better for investors

14.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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