
11198 Amalia Ct
Ctop 80%Rancho Peñasquitos, CA 92129
One license per person in San Diego: whether you can hold it depends on you, not only the home.
2 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 9, 2026.
Pass at asking: -$6,657/mo full cashflow at 20% down, 7.43% rate.
Works at $533,143 (62% under asking), or at 89% down.
Rent $5,318/mo from 12 leases of 3–5 bed houses within 1 mi ($5,003–$5,546).
Beds
4
Baths
2.5
Sqft
2,374
Year Built
1976
Days on Market
48
Property Type
Single Family
HOA/mo
N/A
MLS ID
260023220SD
This property is in Rancho Peñasquitos (92129). View neighborhood stats →
About This Property
Such a great value!! Wake up to breathtaking sunrises and unwind by the water in this artfully reimagined home, tucked away on a quiet cul-de-sac in Peñasquitos Glens. Offering nearly 2,400 sq. ft. of thoughtfully updated living space, this home captures panoramic easterly views and features newer windows, a newer roof, paid solar, and durable, hypoallergenic luxury vinyl plank flooring throughout. Step outside to your private backyard retreat, complete with a freshly replastered pool and spa, where peaceful mornings and relaxing evenings become part of everyday life. Extensively renovated inside and out, this move-in-ready home blends modern comfort, energy efficiency, and timeless style—so you can spend less time maintaining and more time enjoying everything it has to offer. Take a look at the video then come this weekend! What are you waiting for? This home defies it's age with all the upgrades and improvements! Home Highlights: No HOA. No Mello-Roos. Quiet cul-de-sac location in Peñasquitos Glens. Panoramic easterly views from nearly every room. Sparkling saltwater pool. Newer vinyl windows. Paid solar. Mature grapefruit, pear, and apple trees. Property line extends to the lower fence. Conveniently located near I-15, shopping, restaurants, and major employers. Recent Upgrades: Back patio refreshed (2026). Front yard landscaping refreshed (2026). Pool resurfaced (2026). New asphalt shingle roof with warranty (2025). Exterior stucco patched, resealed, and painted, including pergola, outdoor bar, upstairs balcony, and north gate stairs (2025). Both fireplaces updated (2025). Pool pump replaced (2025). Luxury vinyl plank flooring installed throughout with leveled entry flooring (2024). Downstairs bathroom remodeled (2024). Upstairs hall bathroom remodeled (2023). Gas pool heater replaced (2024). Tankless water heater (2017). Paid solar installed (2014) with Enphase monitoring. Primary bathroom remodeled (2015). Kitchen remodeled (2008) with Miele dishwasher added (2018). Saltwater pool installed (2017) with filter replaced (2019) and salt conversion completed (2020). Sprinkler solenoid updated (2026). Custom murals in the primary bedroom (2021) and downstairs bathroom (2025). The upstairs loft also offers the potential to be enclosed, creating an additional bedroom or private office. Schools: Located within the award-winning Poway Unified School District, serving Rolling Hills Elementary, Black Mountain Middle School, and Mt. Carmel High School.
Mortgage Calculator
Est. Monthly Payment
$9,585
Location
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Zoned Schools
Elementary
Rolling Hills Elementary · grades K-5 · Poway Unified
Middle
Black Mountain Middle · grades 6-8 · Poway Unified
High
Mt. Carmel High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,318
Comp Average
$5,191
15155 Segovia Court
3bd / 2.5ba · 2,498 sqft · Single Family
$1.20M
Est. $5,410/mo

13217 Deron Ave
4bd / 2.5ba · 2,143 sqft · Single Family
$1.35M
Est. $5,081/mo
10131 Freeport Ct
4bd / 2.5ba · 2,402 sqft · Single Family
$1.50M
Est. $5,322/mo
10710 Audrey Way
4bd / 3ba · 2,178 sqft · Single Family
$1.40M
Est. $4,853/mo
9220 Calle De Vista Oeste
4bd / 3ba · 2,177 sqft · Single Family
$1.74M
Est. $5,290/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of 3–5 bed houses within 1 mi · $5,003–$5,546
Blended 50/50 with the zip's market median ($5,435)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,657/mo short at 20% down; 89% down or +$8,645/mo rent closes it.
- Break-even price
- $533,143
- Break-even rent
- $13,963/mo
- Cashflow at 35% down
- −$5,198/mo
- Down payment to break even
- 89%
- Rate to break even
- Not reachable
62% under asking
$8,645/mo above the estimate
$1,245,911 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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