15155 Segovia Court
Ctop 80%Rancho Peñasquitos, CA 92129
Pass at asking: -$5,403/mo full cashflow at 20% down, 7.49% rate.
Works at $499,397 (58% under asking), or at 85% down.
Rent $5,003/mo from 8 leases of 3-bed houses within 1 mi ($5,209–$5,689).
Beds
3
Baths
2.5
Sqft
2,498
Year Built
1970
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2608164
This property is in Rancho Peñasquitos (92129). View neighborhood stats →
About This Property
15155 Segovia Court is not your average Rancho Peñasquitos home. It is a versatile sanctuary set in a community-friendly and peaceful cul-de-sac. This home features vaulted ceilings and an additional 738 square-foot* bonus area open to your imagination, perfect for a game room, media lounge, or creative studio. The possibilities to create your dream space are endless! Enjoy dual flex spaces ideal for working from home. Fitness enthusiasts and hobbyists will love the fully upgraded garage, complete with sleek epoxy flooring, custom slat-wall organization, built-in cabinetry, and a roll-down privacy screen ready for an at-home gym or workshop. Enjoy complete peace of mind with newer big-ticket items, including the HVAC system, water heater, and dual-pane windows. Additional upgrades include a custom security screen door, stainless steel appliances, and ceiling fans. Outside, live in a suburban farmer's paradise surrounded by a sustainability-certified edible garden, a stunning mature plumeria tree, fruit trees, and a vibrant butterfly garden. With no HOA fees or restrictions, you have total freedom to customize your outdoor oasis. Located just minutes from top-rated schools, prime shopping, dining, and effortless freeway access, this home offers the ultimate balance of modern convenience and serene living. *738 sf flex space off the kitchen is an enclosed sun room and not included in the Assessor's Tax Suite square footage. MLS Tax Suite/Assessor is 1760 Square Feet. There are two additional "flex" areas which current sellers used as home office - side shed and walk-in closet and office/flex area adjacent to primary bedroom.
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Est. Monthly Payment
$8,255
Location
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Comparable Properties
5 comps foundThis Property
$5,003
Comp Average
$5,399
9328 Black Hills Way
3bd / 2.5ba · 2,164 sqft · Single Family
$1.30M
Est. $6,251/mo
11198 Amalia Ct
4bd / 2.5ba · 2,374 sqft · Single Family
$1.40M
Est. $5,316/mo

10606 Mathieson Street
3bd / 2.5ba · 1,895 sqft · Single Family
$1.25M
Est. $4,666/mo
10131 Freeport Ct
4bd / 2.5ba · 2,402 sqft · Single Family
$1.52M
Est. $5,343/mo
9220 Calle De Vista Oeste
4bd / 3ba · 2,177 sqft · Single Family
$1.74M
Est. $5,420/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 3-bed houses within 1 mi · $5,209–$5,689
Blended 50/50 with the zip's market median ($4,534)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,403/mo short at 20% down; 85% down or +$7,017/mo rent closes it.
- Break-even price
- $499,397
- Break-even rent
- $12,020/mo
- Cashflow at 35% down
- −$4,146/mo
- Down payment to break even
- 85%
- Rate to break even
- Not reachable
58% under asking
$7,017/mo above the estimate
$1,019,915 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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