15155 Segovia Court

15155 Segovia Court

Ctop 80%

Rancho Peñasquitos, CA 92129

$1,199,900
NEW — 0d

Pass at asking: -$5,403/mo full cashflow at 20% down, 7.49% rate.

Works at $499,397 (58% under asking), or at 85% down.

Rent $5,003/mo from 8 leases of 3-bed houses within 1 mi ($5,209–$5,689).

Beds

3

Baths

2.5

Sqft

2,498

Year Built

1970

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2608164

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

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About This Property

15155 Segovia Court is not your average Rancho Peñasquitos home. It is a versatile sanctuary set in a community-friendly and peaceful cul-de-sac. This home features vaulted ceilings and an additional 738 square-foot* bonus area open to your imagination, perfect for a game room, media lounge, or creative studio. The possibilities to create your dream space are endless! Enjoy dual flex spaces ideal for working from home. Fitness enthusiasts and hobbyists will love the fully upgraded garage, complete with sleek epoxy flooring, custom slat-wall organization, built-in cabinetry, and a roll-down privacy screen ready for an at-home gym or workshop. Enjoy complete peace of mind with newer big-ticket items, including the HVAC system, water heater, and dual-pane windows. Additional upgrades include a custom security screen door, stainless steel appliances, and ceiling fans. Outside, live in a suburban farmer's paradise surrounded by a sustainability-certified edible garden, a stunning mature plumeria tree, fruit trees, and a vibrant butterfly garden. With no HOA fees or restrictions, you have total freedom to customize your outdoor oasis. Located just minutes from top-rated schools, prime shopping, dining, and effortless freeway access, this home offers the ultimate balance of modern convenience and serene living. *738 sf flex space off the kitchen is an enclosed sun room and not included in the Assessor's Tax Suite square footage. MLS Tax Suite/Assessor is 1760 Square Feet. There are two additional "flex" areas which current sellers used as home office - side shed and walk-in closet and office/flex area adjacent to primary bedroom.

Mortgage Calculator

Est. Monthly Payment

$8,255

Principal & Interest$6,705
Property Tax$1,200
Insurance$350
%($239,980)
%
Loan Term

Location

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Investment Score

16C
Est. Monthly Rent
$5,003

8 leases of 3-bed houses within 1 mi · $5,209–$5,689

Blended 50/50 with the zip's market median ($4,534)

Monthly Cashflow

Rent − PITIA

-$3,252
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,403

What would make this work?

$5,403/mo short at 20% down; 85% down or +$7,017/mo rent closes it.

Break-even price

58% under asking

$499,397
Break-even rent

$7,017/mo above the estimate

$12,020/mo
Cashflow at 35% down
−$4,146/mo
Down payment to break even

$1,019,915 cash

85%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,705
Cap Rate
1.55%
Cash-on-Cash
-27.02%
DSCR

Need ≥ 1.25 for DSCR loan

0.61

NOI (Annual)
$18,632
Price-to-Rent

Lower = better for investors

20.0

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,403/mo