9220 Calle De Vista Oeste
Ctop 80%Rancho Peñasquitos, CA 92129
Pass at asking: -$9,232/mo full cashflow at 20% down, 7.49% rate.
Works at $541,044 (69% under asking), or at 97% down.
Rent $5,420/mo from 11 leases of 3–5 bed houses within 1 mi ($5,269–$5,409).
Beds
4
Baths
3
Sqft
2,177
Year Built
1987
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026210SD
This property is in Rancho Peñasquitos (92129). View neighborhood stats →
About This Property
The timing couldn't be better, move into this beautifully renovated 4-bedroom Rancho Penasquitos home before the holidays. Tucked away on a quiet cul-de-sac, this turnkey home offers a flexible floor plan with a full bedroom and bathroom on the ground floor, ideal for guests, a home office, or multigenerational living. Step inside to vaulted ceilings, abundant natural light, wide-plank flooring, recessed lighting, and fresh modern finishes throughout. The remodeled kitchen features warm wood cabinetry, quartz countertops, stainless steel appliances, generous prep space, and a large peninsula that opens directly to the living and dining areas. The living room is anchored by a fireplace and connects seamlessly to the backyard for easy indoor-outdoor living. Upstairs, the primary suite features a beautifully remodeled bathroom with dual sinks, an oversized walk-in shower, private water closet, and freestanding soaking tub. The private backyard offers a rare sense of openness with no neighbors directly behind, low-maintenance landscaping, and plenty of space to relax, entertain, or play. Additional highlights include an attached 2-car garage, updated bathrooms, refreshed exterior finishes, and no HOA. Located within the highly regarded Poway Unified School District and close to neighborhood parks, Black Mountain trails and open space, shopping, dining, and convenient access to Carmel Valley Road, Black Mountain Road, I-15, and SR-56.
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Est. Monthly Payment
$11,957
Location
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Comparable Properties
5 comps foundThis Property
$5,420
Comp Average
$5,306
9328 Black Hills Way
3bd / 2.5ba · 2,164 sqft · Single Family
$1.30M
Est. $6,251/mo
11198 Amalia Ct
4bd / 2.5ba · 2,374 sqft · Single Family
$1.40M
Est. $5,316/mo
10131 Freeport Ct
4bd / 2.5ba · 2,402 sqft · Single Family
$1.52M
Est. $5,343/mo
10710 Audrey Way
4bd / 3ba · 2,178 sqft · Single Family
$1.40M
Est. $4,989/mo
8978 Allenbrook Way
4bd / 2.5ba · 1,764 sqft · Single Family
$1.53M
Est. $4,631/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 3–5 bed houses within 1 mi · $5,269–$5,409
Blended 50/50 with the zip's market median ($5,477)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$9,232/mo short at 20% down; 97% down or +$11,990/mo rent closes it.
- Break-even price
- $541,044
- Break-even rent
- $17,410/mo
- Cashflow at 35% down
- −$7,411/mo
- Down payment to break even
- 97%
- Rate to break even
- Not reachable
69% under asking
$11,990/mo above the estimate
$1,685,860 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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