10661 Caminito Derecho
Ctop 80%San Diego, CA 92126
9 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 14, 2026.
No unit in this 58-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$3,616/mo full cashflow at 20% down, 7.36% rate.
Works at $421,843 (53% under asking), or at 79% down.
Rent $4,714/mo from 9 leases of 3–5 bed houses within 1 mi ($4,475–$4,761).
Beds
4
Baths
2
Sqft
1,948
Year Built
1979
Days on Market
1
Property Type
Single Family
HOA/mo
$406
MLS ID
NDP2610286
This property is in San Diego (92126). View neighborhood stats →
About This Property
Professional Photos coming tomorrow. Beautifully maintained detached 4 Bedroom 2 Bath two-story home in the heart of Mira Mesa, San Diego County! This inviting gem combines comfortable living with thoughtful updates throughout. Vaulted ceilings for an open, airy feel, along with a spacious layout designed for both everyday living and entertaining. Downstairs, the primary bedroom and bathroom provide a relaxing retreat. Upstairs, enjoy an expansive bonus room with a vaulted ceiling, offering endless possibilities for a second living area, media room, home office, or playroom. 3 bedrooms and a remodeled bathroom upstairs. Large private patio with beautiful saltillo tile. 2-car attached carport with a ton of storage throughout. Enjoy the added lifestyle benefits of community pools, clubhouse, and spa, perfect for relaxing and enjoying sunny San Diego days. Less than 15 minutes from San Diego beaches. Ideally located near shopping, dining, parks, and convenient freeway access, this home offers the perfect blend of comfort, convenience, and community living. Don’t miss the opportunity to make this Mira Mesa home yours!
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Est. Monthly Payment
$6,500
Location
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Zoned Schools
Elementary
Walker Elementary · grades PK-5 · San Diego Unified
Middle
Wangenheim Middle · grades 6-8 · San Diego Unified
High
Mira Mesa High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,714
Comp Average
$4,601
10618 Caminito Manso
4bd / 2ba · 1,750 sqft · Single Family
$849K
Est. $4,596/mo
7557 Dancy
4bd / 2.5ba · 1,804 sqft · Single Family
$1.05M
Est. $4,616/mo
11270 Spitfire
4bd / 3ba · 1,822 sqft · Single Family
$1.20M
Est. $4,491/mo
7010 Westleigh
4bd / 2.5ba · 1,903 sqft · Single Family
$1.35M
Est. $4,886/mo
8587 Schneple
4bd / 3ba · 2,012 sqft · Single Family
$1.25M
Est. $4,415/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 3–5 bed houses within 1 mi · $4,475–$4,761
Blended 50/50 with the zip's market median ($4,921)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,616/mo short at 20% down; 79% down or +$4,696/mo rent closes it.
- Break-even price
- $421,843
- Break-even rent
- $9,410/mo
- Cashflow at 35% down
- −$2,690/mo
- Down payment to break even
- 79%
- Rate to break even
- Not reachable
53% under asking
$4,696/mo above the estimate
$707,050 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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