7010 Westleigh

7010 Westleigh

Ctop 80%

San Diego, CA 92126

$1,349,000
STR: check · no permits on this tract · TOT 12.75%

4 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 3, 2026.

None of the 40 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$6,750/mo full cashflow at 20% down, 7.49% rate.

Works at $473,820 (65% under asking), or at 92% down.

Rent $4,837/mo from 8 leases of 3–5 bed houses within 1 mi ($4,492–$4,797).

Beds

4

Baths

3

Sqft

1,903

Year Built

1990

Days on Market

—

Property Type

Single Family

HOA/mo

$70

MLS ID

260026201SD

This property is in San Diego (92126). View neighborhood stats →

About This Property

Situated on an oversized, one-third-acre lot in desirable West Mira Mesa, this updated 4-bedroom, 1 optional room, 2.5-bath home combines space, energy efficiency, and low-maintenance living. Major upgrades include a new roof with a 30-year warranty and a fully owned, 46-panel solar system with three batteries, installed in 2024. All kitchen and laundry appliances are from 2023 or newer. Across from a neighborhood park, the home features soaring ceilings, abundant natural light, and an open floor plan. The updated kitchen offers European-style cabinetry, quartz countertops, stainless steel appliances, and a spacious peninsula. Enjoy laminate wood flooring, dual-pane windows, ceiling fans throughout, and a whole-house fan. Upstairs are four bedrooms and a versatile loft, ideal for an office or bonus space. The primary suite, complete with vaulted ceilings, dual closets, dual sinks, an oversized shower and a separate toilet area. Outside, the fully fenced yard features low-maintenance turf front and back, a saltwater hot tub, two storage sheds, and room for RV or boat parking. Minutes from Torrey Pines State Beach, UCSD, Westfield UTC, shopping, and major employment centers, with access to highly regarded local schools. An exceptional opportunity in West Mira Mesa!

Mortgage Calculator

Est. Monthly Payment

$9,351

Principal & Interest$7,539
Property Tax$1,349
Insurance$393
HOA$70
%($269,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Hickman Elementary · grades K-5 · San Diego Unified

  • Middle

    Challenger Middle · grades 6-8 · San Diego Unified

  • High

    Mira Mesa High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

9C
Est. Monthly Rent
$4,837

8 leases of 3–5 bed houses within 1 mi · $4,492–$4,797

Blended 50/50 with the zip's market median ($5,009)

Monthly Cashflow

Rent − PITIA

-$4,514
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,750

What would make this work?

$6,750/mo short at 20% down; 92% down or +$8,767/mo rent closes it.

Break-even price

65% under asking

$473,820
Break-even rent

$8,767/mo above the estimate

$13,604/mo
Cashflow at 35% down
−$5,337/mo
Down payment to break even

$1,241,080 cash

92%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,539
Cap Rate
0.92%
Cash-on-Cash
-30.02%
DSCR

Need ≥ 1.25 for DSCR loan

0.52

NOI (Annual)
$12,362
Price-to-Rent

Lower = better for investors

23.2

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,750/mo