10618 Caminito Manso
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10618 Caminito Manso

Btop 30%

San Diego, CA 92126

$849,000
NEW — 1d
STR: check · no permits in this complex · TOT 12.75%

12 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 50-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,229/mo full cashflow at 20% down, 7.36% rate.

Works at $426,607 (50% under asking), or at 76% down.

Rent $4,640/mo from 9 leases of 3–5 bed houses within 1 mi ($4,242–$4,560).

Beds

4

Baths

2

Sqft

1,750

Year Built

1973

Days on Market

1

Property Type

Single Family

HOA/mo

$313

MLS ID

260026836SD

This property is in San Diego (92126). View neighborhood stats →

Virtual Tour

About This Property

Soaring ceilings and abundant natural light lend an airy elegance to this spacious, detached four-bedroom home in Mesa Village. A loft and a separate bonus room offer flexibility for a home office, media room, or creative retreat. The private backyard is an inviting setting for slow mornings and evenings spent dining outdoors, and an attached, covered two-car carport adds everyday convenience. Beautiful greenbelts, two pools, and spas give Mesa Village a peaceful, tucked-away feel in the heart of Mira Mesa. Located in San Diego’s biotech corridor, close to Lake Miramar, Los Peñasquitos Canyon Preserve, and local beaches. Come experience the light, space, and serene setting in person. Soaring ceilings and abundant natural light lend an airy elegance to this spacious, detached four-bedroom home in Mesa Village. A loft and a separate bonus room offer flexibility for a home office, media room, or creative retreat. The private backyard is an inviting setting for slow mornings and evenings spent dining outdoors, and an attached, covered two-car carport adds everyday convenience. Beautiful greenbelts, two pools, and spas give Mesa Village a peaceful, tucked-away feel in the heart of Mira Mesa. Located in San Diego’s biotech corridor, close to Lake Miramar, Los Peñasquitos Canyon Preserve, and local beaches. Come experience the light, space, and serene setting in person.

Mortgage Calculator

Est. Monthly Payment

$6,094

Principal & Interest$4,684
Property Tax$849
Insurance$248
HOA$313
%($169,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Walker Elementary · grades PK-5 · San Diego Unified

  • Middle

    Wangenheim Middle · grades 6-8 · San Diego Unified

  • High

    Mira Mesa High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

43B
Est. Monthly Rent
$4,640

9 leases of 3–5 bed houses within 1 mi · $4,242–$4,560

Blended 50/50 with the zip's market median ($5,009)

Monthly Cashflow

Rent − PITIA

-$1,454
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,229

What would make this work?

$3,229/mo short at 20% down; 76% down or +$4,193/mo rent closes it.

Break-even price

50% under asking

$426,607
Break-even rent

$4,193/mo above the estimate

$8,833/mo
Cashflow at 35% down
−$2,351/mo
Down payment to break even

$645,240 cash

76%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,684
Cap Rate
2.38%
Cash-on-Cash
-22.82%
DSCR

Need ≥ 1.25 for DSCR loan

0.76

NOI (Annual)
$20,248
Price-to-Rent

Lower = better for investors

15.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,229/mo