10526 Sanshey Lane #109
Ctop 80%4S Ranch, CA 92127Neighborhood: 4S Ranch
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$3,546/mo full cashflow at 20% down, 7.36% rate.
Works at $356,018 (57% under asking), or at 83% down.
Rent $4,009/mo from 10 leases of 2–4 bed condos & townhomes within 0.5 mi ($3,444–$3,864).
Beds
3
Baths
2.5
Sqft
1,389
Year Built
2006
Days on Market
2
Property Type
Townhouse
HOA/mo
$366
MLS ID
NDP2610015
This property is in 4S Ranch (92127). View neighborhood stats →
About This Property
Enjoy stylish upgrades and everyday convenience in this move-in-ready 4S Ranch townhome, ideally located within walking distance of 4S Town Center, shopping, dining, the public library, parks, and schools in the Poway Unified School District. The beautifully updated interior features natural stone countertops, a custom backsplash, a stone accent wall, floating shelves, and fresh paint and new carpet throughout. Upgraded fixtures, ceiling fans, lighting, plantation shutters, and custom staircase molding add thoughtful finishing touches. The versatile floor plan offers an open-concept kitchen and dining area, a dedicated laundry closet, and a first-floor bedroom ideal for guests, a home office, or a flex space. Upstairs, two additional bedrooms each feature a private en suite bathroom. A private patio provides an inviting spot to relax outdoors. Residents enjoy a community pool, spa, and BBQ area, along with access to 4S Ranch’s expansive parks, green spaces, and sports fields. A beautifully upgraded home in a convenient location with so much to enjoy nearby!
Mortgage Calculator
Est. Monthly Payment
$5,949
Location
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Zoned Schools
Elementary
Monterey Ridge Elementary · grades K-5 · Poway Unified
Middle
Oak Valley Middle · grades 6-8 · Poway Unified
High
Del Norte High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,009
Comp Average
$3,828
16917 Vasquez
2bd / 2.5ba · 1,335 sqft · Townhouse
$740K
Est. $3,618/mo
16918 Vasquez Way
3bd / 3.5ba · 1,498 sqft · Townhouse
$880K
Est. $3,977/mo
17019 Camino Marcilla
3bd / 2.5ba · 1,395 sqft · Condo
$818K
Est. $3,733/mo
10448 Shelborne St
2bd / 2.5ba · 1,484 sqft · Townhouse
$880K
Est. $3,644/mo
10417 Whitcomb Way
3bd / 2.5ba · 1,642 sqft · Townhouse
$999K
Est. $4,169/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 2–4 bed condos & townhomes within 0.5 mi · $3,444–$3,864
Blended 50/50 with the zip's market median ($4,344)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,546/mo short at 20% down; 83% down or +$4,605/mo rent closes it.
- Break-even price
- $356,018
- Break-even rent
- $8,614/mo
- Cashflow at 35% down
- −$2,697/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
57% under asking
$4,605/mo above the estimate
$680,600 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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