
16917 Vasquez #70
Ctop 80%4S Ranch, CA 92127Neighborhood: 4S Ranch
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$3,624/mo full cashflow at 20% down, 7.43% rate.
Works at $268,074 (64% under asking), or at 91% down.
Rent $3,149/mo from 11 leases of 1–3 bed condos & townhomes within 0.5 mi ($3,288–$3,787).
Beds
2
Baths
2.5
Sqft
1,335
Year Built
2005
Days on Market
0
Property Type
Townhouse
HOA/mo
$366
MLS ID
260026762SD
This property is in 4S Ranch (92127). View neighborhood stats →
About This Property
BEAUTIFULLY APPOINTED 2 BEDROOM, 2.5 BATH TOWNHOME WITH DUAL PRIMARY SUITES IN THE HEART OF 4S RANCH * 2 CAR GARAGE (W/SIDE BY SIDE PARKING)! This highly desirable San Moritz residence offers a spacious and functional floor plan with stylish upgrades throughout. The bright, open-concept main living area features beautiful stone tile flooring, crown molding, cherry stained cabinets, granite countertops, a cozy stone-trimmed fireplace, and 4 built-in surround sound speakers. The kitchen is designed for both everyday living and entertaining, showcasing slab granite countertops, stainless steel appliances, BRAND NEW REFRIGERATOR, a center island with bar seating, pull-out pantry shelving, and abundant cabinet space. The upper-level primary suite serves as a private retreat with vaulted ceilings, a large walk-in closet, and a beautifully remodeled bathroom featuring dual vanities, stone-finished flooring, a multi-head custom shower, and a stylish barn door. The top floor also includes a versatile bonus space perfect for a home office, nursery, reading area, or exercise space. The ground-floor guest suite offers its own private ensuite bath, providing excellent privacy for family or guests. Additional upgrades include a whole-house water softener system, plantation shutters, three matching ceiling fans, Ring doorbell, Nest thermostat, stackable washer and dryer, and a new Navien tankless water heater installed in 2026, with a recirculation line to the primary shower for fast endless hot showers and a new refrigerator! The attached two-car garage (with side by side paring...not tandem parking) provides direct access and additional storage space. Beyond your front door, the resort-style San Moritz community invites you to relax by the sparkling pool, unwind in the spa, or host weekend gatherings at the BBQ areas. Best of all, you are just a short, walkable stroll away from the vibrant 4S Commons Town Center. Enjoy effortless access to upscale groceries at Jimbo’s and Ralphs Fresh Fare, top-tier dining like Mendocino Farms and Karl Strauss, and boutique shopping. Surrounded by miles of hiking trails, the 25-acre 4S Ranch Sports Park, and the highly acclaimed, award-winning Poway Unified School District—including Del Norte High and Design39Campus—this turnkey masterpiece perfectly blends modern luxury with an active, connected suburban lifestyle. You’re also ideally positioned in San Diego’s North County tech corridor, with convenient I-15 access to Rancho Bernardo, Sorrento Valley, and UTC, plus close proximity to major employers including Apple, Broadcom, and Sony. This 4S Ranch townhome offers the perfect blend of established community living, everyday convenience, and seamless commuter access.
Mortgage Calculator
Est. Monthly Payment
$5,432
Location
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Zoned Schools
Elementary
Monterey Ridge Elementary · grades K-5 · Poway Unified
Middle
Oak Valley Middle · grades 6-8 · Poway Unified
High
Del Norte High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,149
Comp Average
$3,538
11401 Florindo Rd
2bd / 2.5ba · 1,116 sqft · Condo
$675K
Est. $3,101/mo
16918 Vasquez Way
3bd / 3.5ba · 1,498 sqft · Townhouse
$880K
Est. $3,977/mo
17019 Camino Marcilla
3bd / 2.5ba · 1,395 sqft · Condo
$835K
Est. $3,733/mo
16928 Robins Nest Way
2bd / 2.5ba · 1,108 sqft · Condo
$800K
Est. $3,236/mo
10448 Shelborne St
2bd / 2.5ba · 1,484 sqft · Townhouse
$880K
Est. $3,644/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 1–3 bed condos & townhomes within 0.5 mi · $3,288–$3,787
Blended 50/50 with the zip's market median ($2,703)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,624/mo short at 20% down; 91% down or +$4,707/mo rent closes it.
- Break-even price
- $268,074
- Break-even rent
- $7,856/mo
- Cashflow at 35% down
- −$2,853/mo
- Down payment to break even
- 91%
- Rate to break even
- Not reachable
64% under asking
$4,707/mo above the estimate
$673,309 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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