17019 Camino Marcilla #11
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17019 Camino Marcilla #11

Ctop 80%

4S Ranch, CA 92127Neighborhood: 4S Ranch

$835,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$4,098/mo full cashflow at 20% down, 7.43% rate.

Works at $301,460 (64% under asking), or at 91% down.

Rent $3,733/mo from 14 leases of 2–4 bed condos & townhomes within 0.5 mi ($3,492–$3,832).

Beds

3

Baths

2.5

Sqft

1,395

Year Built

2008

Days on Market

45

Property Type

Condo

HOA/mo

$559

MLS ID

NDP2608943

This property is in 4S Ranch (92127). View neighborhood stats →

Virtual Tour

About This Property

Step into this beautifully maintained 3-bedroom, 2.5-bath condo in Gianni at 4S Ranch. Gorgeous hardwood floors run throughout the entire home, and air conditioning keeps you comfortable year-round. The kitchen features granite countertops with a ton of storage, ideal for everyday cooking and entertaining, while the family room offers a large built-in bookcase for displaying your favorite books, TV, and decor. You'll find the primary suite includes a large walk-in closet, ceiling fan, and ensuite bathroom. The upstairs laundry room means no more hauling baskets up and down the stairs. The 2-car garage is a standout, with epoxy-finished floors and plenty of storage for gear, tools, and seasonal items. Cool off at the community pool, and enjoy being close to Town Center for dining, shopping, and everyday conveniences. Don't miss a wonderful opportunity in one of North County's most desirable neighborhoods. Schedule your showing today!

Mortgage Calculator

Est. Monthly Payment

$6,276

Principal & Interest$4,639
Property Tax$835
Insurance$244
HOA$559
%($167,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Monterey Ridge Elementary · grades K-5 · Poway Unified

  • Middle

    Oak Valley Middle · grades 6-8 · Poway Unified

  • High

    Del Norte High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

19C
Est. Monthly Rent
$3,733

14 leases of 2–4 bed condos & townhomes within 0.5 mi · $3,492–$3,832

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,544
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,098

What would make this work?

$4,098/mo short at 20% down; 91% down or +$5,322/mo rent closes it.

Break-even price

64% under asking

$301,460
Break-even rent

$5,322/mo above the estimate

$9,055/mo
Cashflow at 35% down
−$3,228/mo
Down payment to break even

$759,850 cash

91%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,639
Cap Rate
1.05%
Cash-on-Cash
-29.45%
DSCR

Need ≥ 1.25 for DSCR loan

0.59

NOI (Annual)
$8,727
Price-to-Rent

Lower = better for investors

18.6

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,098/mo