10492 San Diego Mission Rd #5
Ctop 80%San Diego, CA 92108
4 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 20-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$4,462/mo full cashflow at 20% down, 7.36% rate.
Works at $365,143 (62% under asking), or at 89% down.
Rent $4,001/mo from 8 leases of 2–4 bed condos & townhomes within 1 mi ($3,869–$4,479).
Beds
3
Baths
3.5
Sqft
1,718
Year Built
2021
Days on Market
1
Property Type
Townhouse
HOA/mo
$290
MLS ID
260026845SD
This property is in San Diego (92108). View neighborhood stats →
About This Property
Built in 2021, this newer construction, turnkey townhome is a great option as either a primary residence or a rental investment. Centrally located in Mission Valley and just minutes from Snapdragon Stadium, restaurants and shopping of Mission & Fashion Valley, the three-bedroom, three-and-a-half-bath home features panoramic mountain/hill views seen through ceiling-high windows that fill the space with natural light. An entry-level bedroom with full bathroom provides flexibility for guests, multi-generational living or as a home office, while the two-car attached garage adds secure parking and extra storage. The well-kept community has a true neighborhood feel with quick freeway access making getting anywhere in San Diego simple.
Mortgage Calculator
Est. Monthly Payment
$6,752
Location
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Zoned Schools
Elementary
Foster Elementary · grades K-5 · San Diego Unified
or Juarez Elementary · grades K-5 · San Diego Unified
Choice area: the district lets families here pick either school.
Middle
Lewis Middle · grades 6-8 · San Diego Unified
or Taft Middle · grades 6-8 · San Diego Unified
Choice area: the district lets families here pick either school.
High
Kearny Digital Media & Design · grades 9-12 · San Diego Unified
or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified
or Kearny College Connections · grades 9-12 · San Diego Unified
or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified
or Henry High · grades 9-12 · San Diego Unified
Choice area: the district lets families here pick either school.
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,001
Comp Average
$4,850
2674 Escala Circle
3bd / 3.5ba · 1,619 sqft · Townhouse
$820K
Est. $4,708/mo
3051 Marquee Way
3bd / 2.5ba · 1,570 sqft · Townhouse
$1.20M
Est. $5,900/mo
2420 Community Ln
3bd / 2.5ba · 1,628 sqft · Condo
$1.14M
Est. $5,208/mo
2854 Avella
3bd / 2.5ba · 1,512 sqft · Townhouse
$1.15M
Est. $4,462/mo
4229 Caminito Pintoresco
3bd / 2ba · 1,748 sqft · Townhouse
$1.03M
Est. $3,974/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 2–4 bed condos & townhomes within 1 mi · $3,869–$4,479
Blended 50/50 with the zip's market median ($4,030)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,462/mo short at 20% down; 89% down or +$5,795/mo rent closes it.
- Break-even price
- $365,143
- Break-even rent
- $9,796/mo
- Cashflow at 35% down
- −$3,480/mo
- Down payment to break even
- 89%
- Rate to break even
- Not reachable
62% under asking
$5,795/mo above the estimate
$844,610 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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