2674 Escala Circle
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2674 Escala Circle

Btop 30%

San Diego, CA 92108

$819,900
STR: check · no permits in this complex · TOT 12.75%

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 3, 2026.

No unit in this 97-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,233/mo full cashflow at 20% down, 7.49% rate.

Works at $400,745 (51% under asking), or at 77% down.

Rent $4,708/mo from 9 leases of 3-bed condos & townhomes within 1 mi ($4,675–$5,225).

Beds

3

Baths

3.5

Sqft

1,619

Year Built

2004

Days on Market

45

Property Type

Townhouse

HOA/mo

$534

MLS ID

260022908SD

This property is in San Diego (92108). View neighborhood stats →

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About This Property

Exceptional Corner Townhome in Sought-After Escala Terraces. Offering over 1,600 square feet of thoughtfully designed living space. Recently painted with new carpet, this light-filled home combines comfort, functionality, and privacy in a beautifully maintained setting. The spacious floor plan features hardwood floors throughout the main living areas and carpeted bedrooms. A first-floor bedroom with a full bathroom provides an ideal space for guests, multigenerational living, or a home office. Upstairs, each additional bedroom features its own private bathroom, offering exceptional comfort and convenience. The open-concept main living area seamlessly connects the kitchen, dining, and living spaces, creating an inviting environment for everyday living and entertaining. A cozy fireplace anchors the living room, while an additional guest bathroom adds convenience. As a corner unit, the home enjoys scenic views and an abundance of natural light, creating a bright and airy atmosphere throughout. Enjoy an impressive array of resort-style amenities, including a sparkling pool and spa, fitness center, tennis courts, dog park, and scenic hiking and walking trails. Ideally located with easy access to shopping, dining, entertainment, and major freeways, this exceptional townhome offers a comfortable lifestyle in one of San Diego's desirable communities.

Mortgage Calculator

Est. Monthly Payment

$6,175

Principal & Interest$4,582
Property Tax$820
Insurance$239
HOA$534
%($163,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Juarez Elementary · grades K-5 · San Diego Unified

  • Middle

    Taft Middle · grades 6-8 · San Diego Unified

  • High

    Kearny Digital Media & Design · grades 9-12 · San Diego Unified

    or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified

    or Kearny College Connections · grades 9-12 · San Diego Unified

    or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified

    Choice area: the district lets families here pick either school.

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

42B
Est. Monthly Rent
$4,708

9 leases of 3-bed condos & townhomes within 1 mi · $4,675–$5,225

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,467
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,233

What would make this work?

$3,233/mo short at 20% down; 77% down or +$4,198/mo rent closes it.

Break-even price

51% under asking

$400,745
Break-even rent

$4,198/mo above the estimate

$8,906/mo
Cashflow at 35% down
−$2,374/mo
Down payment to break even

$631,323 cash

77%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,582
Cap Rate
2.32%
Cash-on-Cash
-23.66%
DSCR

Need ≥ 1.25 for DSCR loan

0.76

NOI (Annual)
$19,013
Price-to-Rent

Lower = better for investors

14.5

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,233/mo