10400 Caminito Cuervo #255
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10400 Caminito Cuervo #255

Btop 30%

San Diego, CA 92108

$529,000
STR: check · no permits in this complex · TOT 12.75%

4 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 10, 2026.

No unit in this 41-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,314/mo full cashflow at 20% down, 7.43% rate.

Works at $227,746 (57% under asking), or at 83% down.

Rent $2,888/mo from 14 leases of 1–3 bed condos & townhomes within 0.5 mi, same school area ($2,618–$3,100).

Beds

2

Baths

2

Sqft

1,103

Year Built

1977

Days on Market

95

Property Type

Condo

HOA/mo

$475

MLS ID

PTP2605980

This property is in San Diego (92108). View neighborhood stats →

Virtual Tour

About This Property

$499,000-$529,000 for this location and size is a must see! Location, Location, Location!!! This beautifully updated condo sits right in the heart of mission valley. With easy access to the freeway or trolley your So close to everything from Restaurants, bars, shopping and Snapdragon stadium. Once you step into the 1103 sqft condo the brand-new flooring and paint throughout the home. Don't get your workout taking your laundry out, just use your Personal Washer and dryer right in your own unit. A private balcony for some fresh air or green belt views. This is a must-see home for the price!

Mortgage Calculator

Est. Monthly Payment

$4,097

Principal & Interest$2,939
Property Tax$529
Insurance$154
HOA$475
%($105,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Foster Elementary · grades K-5 · San Diego Unified

    or Juarez Elementary · grades K-5 · San Diego Unified

    Choice area: the district lets families here pick either school.

  • Middle

    Lewis Middle · grades 6-8 · San Diego Unified

    or Taft Middle · grades 6-8 · San Diego Unified

    Choice area: the district lets families here pick either school.

  • High

    Kearny Digital Media & Design · grades 9-12 · San Diego Unified

    or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified

    or Kearny College Connections · grades 9-12 · San Diego Unified

    or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified

    or Henry High · grades 9-12 · San Diego Unified

    Choice area: the district lets families here pick either school.

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

44B
Est. Monthly Rent
$2,888

14 leases of 1–3 bed condos & townhomes within 0.5 mi, same school area · $2,618–$3,100

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,209
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,314

What would make this work?

$2,314/mo short at 20% down; 83% down or +$3,005/mo rent closes it.

Break-even price

57% under asking

$227,746
Break-even rent

$3,005/mo above the estimate

$5,893/mo
Cashflow at 35% down
−$1,763/mo
Down payment to break even

$439,070 cash

83%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,939
Cap Rate
1.75%
Cash-on-Cash
-26.24%
DSCR

Need ≥ 1.25 for DSCR loan

0.70

NOI (Annual)
$9,232
Price-to-Rent

Lower = better for investors

15.3

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,314/mo