982 Cooper Place

982 Cooper Place

D

San Diego, CA 92102

$875,000

Soft Appraisal Value: $874,400 · 0.1% above estimate

Beds

4

Baths

3

Sqft

1,772

Year Built

2024

Days on Market

27

Property Type

Single Family

HOA/mo

$207

MLS ID

PTP2601477

Description

Welcome to 982 Cooper Pl, a spacious 4-bedroom, 3-bath home offering 1,772 square feet of comfortable living space on a 3,067 square foot lot. This well-designed residence features a functional layout ideal for both everyday living and entertaining, with inviting living areas and generously sized bedrooms. The home also includes **paid-off solar**, providing energy efficiency and long-term savings. A great opportunity to enjoy modern living in a desirable San Diego location.

Mortgage Calculator

Est. Monthly Payment

$5,762

Principal & Interest$4,424
Property Tax$875
Insurance$255
HOA$207
%($175,000)
%

Investment Score

12D
Est. Monthly Rent
$4,570
Monthly Cashflow

Rent − PITI − HOA

$-1,191
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,972

Mortgage (P+I)
$4,424
Cap Rate
1.99%
Cash-on-Cash
-8.17%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.79
Break-even Rent
$5,761

NOI (Annual)
$17,433
Price-to-Rent

Lower = better for investors

16.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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