3820 Hilltop Drive

3820 Hilltop Drive

D

San Diego, CA 92102

$800,000

Soft Appraisal Value: $814,800 · 1.8% below estimate

Beds

3

Baths

2

Sqft

1,280

Year Built

1955

Days on Market

141

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2510527

Description

Move-in ready!!! Welcome to Your Dream Retreat – 3820 Hilltop Drive! Discover comfort and style in this beautifully updated single-story home located in the vibrant Mt. Hope neighborhood of Southeast San Diego—a community known for its rich culture and strong sense of connection. This charming residence offers 3 bedrooms and 2 full bathrooms, thoughtfully designed with flexibility, function, and modern living in mind — perfect for first-time homebuyers or anyone seeking a peaceful retreat close to the city. Highlights & Upgrades include, Modern stainless-steel appliances, Durable and stylish vinyl flooring, Inviting deck with pergola for outdoor living, Upgraded copper plumbing, and Solar-powered automatic security gate, Low-maintenance backyard featuring a relaxing jacuzzi and artificial putting green — ideal for gatherings or quiet evenings at home. Enjoy unmatched convenience with easy access to the 94, 805, and 15 freeways, connecting you effortlessly to all of San Diego’s favorite destinations. Schedule your private showing today and let’s get you home!!

Mortgage Calculator

Est. Monthly Payment

$5,079

Principal & Interest$4,045
Property Tax$800
Insurance$233
%($160,000)
%

Investment Score

17D
Est. Monthly Rent
$4,199
Monthly Cashflow

Rent − PITI − HOA

$-879
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,512

Mortgage (P+I)
$4,045
Cap Rate
2.30%
Cash-on-Cash
-6.59%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.83
Break-even Rent
$5,078

NOI (Annual)
$18,403
Price-to-Rent

Lower = better for investors

15.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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