425 Bancroft Street
DSan Diego, CA 92102
Soft Appraisal Value: $853,000 · 0.5% below estimate
Beds
5
Baths
2.5
Sqft
1,839
Year Built
1970
Days on Market
41
Property Type
Single Family
HOA/mo
N/A
MLS ID
OC25189972
Description
Spacious, move-in ready, and delivered with Approved Plans for a Junior ADU - 425 Bancroft offers unique versatility and value. The Approved Plans provide an exciting opportunity to reconfigure the existing layout into a 4 bed, 3 bath, ~1,500 sqft main residence with an attached ~350 sqft 1Bed, 1Bath Junior ADU - perfect for multi-generational living, private rental unit, or income-producing investment. Recent upgrades include a sparkling kitchen, fresh interior paint, and new flooring throughout, while the exterior grounds feature new fencing, a covered patio, and off-alley driveway parking. This property delivers great value now and major upside ahead - with multiple options to create your ideal primary home or maximize its income-producing potential.
Mortgage Calculator
Est. Monthly Payment
$5,390
Comparable Properties
4 comps foundThis Property
$4,469
Comp Average
$4,615
19 Evans St
4bd / 3ba · 2,000 sqft · Single Family
$849K
Est. $4,615/mo
982 Cooper Place
4bd / 3ba · 1,772 sqft · Single Family
$875K
Est. $4,570/mo
819 Raven Street
4bd / 1.5ba · 1,262 sqft · Single Family
$950K
Est. $4,722/mo
637 19th Street
4bd / 3.5ba · 1,727 sqft · Single Family
$995K
Est. $4,551/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITI − HOA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Get Expert AnalysisOpen Full Calculator