
9781 Keeneland Row
Ctop 80%La Jolla, CA 92037
2 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 19-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$8,304/mo full cashflow at 20% down, 7.36% rate.
Works at $592,393 (65% under asking), or at 92% down.
Rent $6,646/mo from 12 leases of 3–5 bed condos & townhomes within 2 mi, same school area ($5,833–$6,528).
Beds
4
Baths
2.5
Sqft
2,601
Year Built
1990
Days on Market
1
Property Type
Condo
HOA/mo
$590
MLS ID
260026885SD
This property is in La Jolla (92037). View neighborhood stats →
About This Property
Location is everything and this gorgeous La Jolla home has it: across from UCSD, minutes from the Salk Institute, Torrey Pines Golf and the Gliderport where you can watch soaring gliders or hike to the beach. This lovely, light filled 4 bedroom, 2.5 bath home offers space for everyone, because with a living room, family room, dining room and private garden, there's plenty of space to spread out, host friends or simply relax. The grand sweeping staircase makes a memorable first impression. Hardwood floors warm the first level and plantation shutters frame every window. The chef's kitchen makes cooking a pleasure. The brand new Dacor induction stove heats lightening quick to get dinner on the table in a snap. The double oven plus microwave with convection oven can handle holiday feasts as well as weeknight meals. The giant island gives you room to prep, organize and entertain. It blends over into the family room and both overlook the private garden. Upstairs, the spacious primary suite is a sanctuary, complete with balcony and a generous walk-in closet. The deluxe ensuite bathroom features a step-in shower and separate tub. Breathe easy because the new HEPA filtered air conditioning system gives you some of the cleanest air in La Jolla. Drink pristine water as the new reverse osmosis water system means every glass is clean and crisp. The private gate to Estancia Hotel and Spa is steps away to where you can purchase a discounted package to use the amenities including pool, gym and spa. Come see for yourself; you'll feel at home the minute you walk in!
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Est. Monthly Payment
$12,022
Location
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Zoned Schools
Elementary
Torrey Pines Elementary · grades K-5 · San Diego Unified
Middle
Muirlands Middle · grades 6-8 · San Diego Unified
High
La Jolla High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$6,646
Comp Average
$7,065
9703 Keeneland
4bd / 2.5ba · 2,601 sqft · Condo
$1.59M
Est. $6,767/mo
7977 Caminito Del Cid
3bd / 3ba · 2,131 sqft · Townhouse
$1.70M
Est. $7,487/mo
5524 Caminito Herminia
4bd / 2.5ba · 2,268 sqft · Condo
$1.74M
Est. $7,585/mo
2264 Caminito Castillo
4bd / 2.5ba · 2,558 sqft · Townhouse
$1.75M
Est. $6,875/mo
2249 Caminito Preciosa Norte
3bd / 2.5ba · 2,339 sqft · Townhouse
$1.70M
Est. $6,613/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of 3–5 bed condos & townhomes within 2 mi, same school area · $5,833–$6,528
Blended 50/50 with the zip's market median ($7,147)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$8,304/mo short at 20% down; 92% down or +$10,785/mo rent closes it.
- Break-even price
- $592,393
- Break-even rent
- $17,431/mo
- Cashflow at 35% down
- −$6,567/mo
- Down payment to break even
- 92%
- Rate to break even
- Not reachable
65% under asking
$10,785/mo above the estimate
$1,544,680 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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