9703 Keeneland
Ctop 80%La Jolla, CA 92037
3 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 10, 2026.
No unit in this 20-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$7,663/mo full cashflow at 20% down, 7.43% rate.
Works at $597,324 (63% under asking), or at 90% down.
Rent $6,724/mo from 15 leases of 3–5 bed condos & townhomes within 2 mi, same school area ($5,641–$6,447).
Beds
4
Baths
2.5
Sqft
2,601
Year Built
2000
Days on Market
45
Property Type
Condo
HOA/mo
$590
MLS ID
OC26210034
This property is in La Jolla (92037). View neighborhood stats →
About This Property
Set on a south-facing corner in the gated Blackhorse community, 9703 Keeneland Row pairs generous proportions with all-day natural light. Soaring ceilings and custom tile flooring flow through the formal living room, dining room, and kitchen, creating an open, easy layout for everyday living and entertaining. A grand staircase leads to the upper level, where you'll find three bedrooms plus a flexible fourth room, currently used as a home office. The primary suite feels like a private retreat, with a fireplace, a Juliet balcony, plantation shutters, a dual vanity, and a freestanding soaking tub. Outside, a built-in BBQ sits beneath a pergola framed by lush tropical landscaping, and each spring the mature jacaranda in the front yard bursts into purple bloom.The location is hard to beat, with quick freeway access and just minutes to UCSD, Scripps Memorial Hospital, Westfield UTC, and the trails and ocean views of Torrey Pines State Natural Reserve. La Jolla Shores is only a 7-minute drive away. Don't miss your chance to own a retreat-like home in one of La Jolla's few gated neighborhoods.
Mortgage Calculator
Est. Monthly Payment
$11,511
Location
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Zoned Schools
Elementary
Torrey Pines Elementary · grades K-5 · San Diego Unified
Middle
Muirlands Middle · grades 6-8 · San Diego Unified
High
La Jolla High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$6,724
Comp Average
$7,387
9606 Claiborne Square
4bd / 2.5ba · 2,601 sqft · Condo
$1.59M
Est. $8,317/mo
7977 Caminito Del Cid
3bd / 3ba · 2,131 sqft · Townhouse
$1.70M
Est. $7,491/mo
1465 Caminito Solidago
3bd / 2.5ba · 2,558 sqft · Condo
$1.95M
Est. $7,349/mo
5524 Caminito Herminia
4bd / 2.5ba · 2,268 sqft · Condo
$1.74M
Est. $6,983/mo
2264 Caminito Castillo
4bd / 2.5ba · 2,558 sqft · Townhouse
$1.75M
Est. $6,793/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
15 leases of 3–5 bed condos & townhomes within 2 mi, same school area · $5,641–$6,447
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,663/mo short at 20% down; 90% down or +$9,951/mo rent closes it.
- Break-even price
- $597,324
- Break-even rent
- $16,675/mo
- Cashflow at 35% down
- −$6,001/mo
- Down payment to break even
- 90%
- Rate to break even
- Not reachable
63% under asking
$9,951/mo above the estimate
$1,435,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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