972 Sapphire Street
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972 Sapphire Street

C

San Diego, CA 92109

$1,795,000
NEW — 1d

Beds

3

Baths

3.5

Sqft

1,300

Year Built

1987

Days on Market

1

Property Type

Townhouse

HOA/mo

N/A

MLS ID

NDP2606017

This property is in San Diego (92109). View neighborhood stats →

Virtual Tour

About This Property

Welcome to 972 Sapphire Street, a beautifully remodeled townhome located in the heart of North Pacific Beach. This stunning 3-bedroom, 3.5-bath residence offers the perfect blend of modern style and coastal living. Step inside to discover bright, inviting interiors featuring stylish finishes, a cozy fireplace in the living room, and a thoughtfully designed floor plan ideal for both everyday comfort and entertaining. Multiple balconies and patios create seamless indoor-outdoor living, including a private outdoor space perfect for morning coffee, evening gatherings, or simply enjoying the ocean breeze. Additional highlights include in-unit laundry, an attached one-car garage, and neighborhood views from several outdoor living areas. Ideally situated just blocks from the Pacific Ocean, this exceptional home is within walking distance of North Pacific Beach's popular shops, cafés, restaurants, sandy beaches, and the iconic Tourmaline Surfing Park. Enjoy morning surf sessions, afternoon beach days, and breathtaking sunset walks along the coast. Offering the quintessential Southern California beach lifestyle in one of San Diego's most sought-after neighborhoods, this turnkey residence presents a rare opportunity to own in North PB.

Mortgage Calculator

Est. Monthly Payment

$11,395

Principal & Interest$9,076
Property Tax$1,795
Insurance$524
%($359,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$6,151
Monthly Cashflow

Rent − PITIA

$-5,244
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,155

Mortgage (P+I)
$9,076
Cap Rate
0.62%
Cash-on-Cash
-27.26%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$16,742

NOI (Annual)
$11,057
Price-to-Rent

Lower = better for investors

24.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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