9650 Indian Creek Way

9650 Indian Creek Way

Ctop 80%

Escondido, CA 92026

$1,135,000
NEW — 0d

Pass at asking: -$4,791/mo full cashflow at 20% down, 7.43% rate.

Works at $511,219 (55% under asking), or at 81% down.

Rent $5,151/mo from 7 leases of 4-bed houses in 92026 ($4,974–$5,441).

Beds

4

Baths

3

Sqft

2,841

Year Built

2003

Days on Market

0

Property Type

Single Family

HOA/mo

$40

MLS ID

260026500SD

This property is in Escondido (92026). Browse neighborhood analytics →

Virtual Tour

About This Property

This is the house everyone remembers! The one with the trampoline, the incredible backyard, and views that stretch all the way to the ocean. The one where the kids can play on the playground while the adults relax under the gazebo, enjoying a drink and a beautiful sunset before everyone gathers around the fire pit to make s'mores. This is the house where memories are made! Welcome to 9650 Indian Creek Way in Hidden Meadows, where nearly half an acre has been beautifully landscaped and designed for entertaining, relaxing, and enjoying life. With an outdoor kitchen, playground, trampoline, fire pit, gazebo, and wonderful outdoor spaces, every corner of the backyard has something special to offer. And the inside is just as impressive! This 4-bedroom, 3-bathroom home offers nearly 3,000 sq ft of living space, including a game room for entertaining, a dedicated workout room, and even a Costco room for extra storage! Beautiful hillside and ocean views can be enjoyed from the living room, kitchen, balconies, and backyard. There's even more to love about 9650 Indian Creek Way! Built in 2003, this beautiful property sits on approximately 0.48 acres, with thoughtfully designed outdoor spaces, manicured landscaping, and a wonderful collection of mature fruit trees, including tangerines, figs, blood oranges, Valencia oranges, and more. Sprinklers in the front and backyard help maintain the landscaping. Additional features include dual air conditioning, a tankless water heater and a finished two-car garage. And if you're not familiar with Hidden Meadows, you're in for a treat! Located in the scenic hills of North Escondido, Hidden Meadows is a wonderful community known for its beautiful surroundings, peaceful atmosphere, and friendly neighborhood feel. Residents enjoy access to a community swimming pool, clubhouse, and pickleball courts, with HOA dues of approximately $475 annually. Boulder Oaks Golf Club is located right in the neighborhood, along with a local market, restaurants, and a fire station. Hidden Meadows also offers a wonderful sense of community, with neighborhood gatherings, holiday celebrations, and events throughout the year. Conveniently located just minutes from I-15, the community offers easy access to Escondido, San Marcos, Temecula wine country, and the beautiful beaches of North County San Diego. Come discover why so many people love calling Hidden Meadows home!

Mortgage Calculator

Est. Monthly Payment

$7,811

Principal & Interest$6,305
Property Tax$1,135
Insurance$331
HOA$40
%($227,000)
%
Loan Term

Location

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Investment Score

21C
Est. Monthly Rent
$5,151

7 leases of 4-bed houses in 92026 · $4,974–$5,441

Blended 50/50 with the zip's market median ($5,114)

Monthly Cashflow

Rent − PITIA

-$2,660
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,791

What would make this work?

$4,791/mo short at 20% down; 81% down or +$6,222/mo rent closes it.

Break-even price

55% under asking

$511,219
Break-even rent

$6,222/mo above the estimate

$11,373/mo
Cashflow at 35% down
−$3,609/mo
Down payment to break even

$919,350 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,305
Cap Rate
1.87%
Cash-on-Cash
-25.33%
DSCR

Need ≥ 1.25 for DSCR loan

0.66

NOI (Annual)
$21,264
Price-to-Rent

Lower = better for investors

18.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,791/mo