9657 Galatea Lane

9657 Galatea Lane

Ctop 80%

Escondido, CA 92026

$935,000
NEW — 0d

Pass at asking: -$3,852/mo full cashflow at 20% down, 7.49% rate.

Works at $435,665 (53% under asking), or at 79% down.

Rent $4,416/mo from 4 leases of 3-bed houses in 92026 ($4,448–$4,858).

Beds

3

Baths

3

Sqft

2,734

Year Built

1985

Days on Market

0

Property Type

Single Family

HOA/mo

$40

MLS ID

NDP2610004

This property is in Escondido (92026). Browse neighborhood analytics →

Virtual Tour

About This Property

Spectacular mountain and valley views from this beautifully situated home at the end of a quiet cul-de-sac in the desirable Hidden Meadows community! Offering 3 bedrooms, 3 bathrooms, and a spacious 3-car garage, this well-maintained home features a functional floor plan with all three bedrooms and primary living areas conveniently located on the main level. Each bedroom enjoys its own private ensuite bathroom, providing exceptional comfort and privacy. The spacious family room features vaulted ceilings, a fireplace, and large windows showcasing the surrounding scenery. The kitchen and adjacent dining area open to an expansive rear deck, creating a wonderful indoor-outdoor living experience with sweeping mountain and valley views. An enclosed sunroom offers another inviting space to relax and enjoy the natural surroundings. Adding tremendous versatility is approximately 694 sq. ft. of additional lower-level space, bringing the combined area to approximately 2,734 sq. ft. Accessible from both an interior staircase and a separate exterior entrance, this spacious lower level features HVAC, recently installed drywall, and fresh paint. With flooring and finishing touches, the possibilities are plentiful—an additional living room, home office, game room, fitness area, guest quarters, or potential ADU conversion. Outside, enjoy the expansive view deck, covered patio areas, mature landscaping, and impressive natural boulders that complement the peaceful hillside setting. Recent improvements include fresh interior paint, extensive wood and deck repairs, and general property maintenance. As part of the Hidden Meadows community, you have access to the seasonal community pool, the clubhouse and the tennis courts. Hidden Meadows also has Meadows Deli, The Market, Side Yard Public House, a public golf course with a restaurant/bar and a fire station. Lovingly maintained over the years, this home offers an excellent opportunity for its next owner to add their own updates and personal touches while enjoying the views, privacy, and relaxed lifestyle that make Hidden Meadows so special!

Mortgage Calculator

Est. Monthly Payment

$6,473

Principal & Interest$5,225
Property Tax$935
Insurance$273
HOA$40
%($187,000)
%
Loan Term

Location

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Investment Score

32C
Est. Monthly Rent
$4,416

4 leases of 3-bed houses in 92026 · $4,448–$4,858

Blended 50/50 with the zip's market median ($4,169)

Monthly Cashflow

Rent − PITIA

-$2,057
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,852

What would make this work?

$3,852/mo short at 20% down; 79% down or +$5,002/mo rent closes it.

Break-even price

53% under asking

$435,665
Break-even rent

$5,002/mo above the estimate

$9,418/mo
Cashflow at 35% down
−$2,872/mo
Down payment to break even

$738,650 cash

79%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,225
Cap Rate
2.05%
Cash-on-Cash
-24.72%
DSCR

Need ≥ 1.25 for DSCR loan

0.68

NOI (Annual)
$19,127
Price-to-Rent

Lower = better for investors

17.6

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,852/mo